How ppl in 3rd world countries or ppl without proper bank acc be able to deposit if they got no visa mastetcard nothing. Then u said u can withdraw by wire? Wire where if this ppl got no bank acc in first place. How u cash out to fiat? Cant make sense of it.
People could get paid in BAX or imagine I could set up a shop in the middle of a busy area of commerce in Lagos and start charging people FIAT to end them BAX too.
BABB is designed for SME's (Small/Medium enterprises). One could easily have a Point of Sale device, download the app, set up an account and accept BAX.