hi bossing, any here who's expert in collecting loans?  meron ditong lokolokong nagloan sakin at ayaw magbayad.  i want to have some expert opinions before pursuing my actions, hoping to get some expert ideas

hi boss. thanks for your feedback. the suspect's home is in cavite but works in a call center in cubao area. and he's a she haha. an option is harassing her family which includes her mother and her kids but cavite is quite far from my place. i was adviced about notifying her call center employer and give some sort of harrassment. would u think the hr dept will take actions regarding this matter? this will be fun...

if all fails, how about putting up a bounty, anyone interested? pm me...

hardinero007: Change your FB header image to one that says  "XXXXX, magbayad ka na.  XX months na yung PXX,XXX na utang mo."
And in small print below it, "A XX% reward will be given to anyone who successfully collects from XXXXX for me."
Ang problema kasi sa atin, pagdating sa singil, yung may utang pa ang galit.  :-)

I actually went a step further from the FB header -- I got a domain name of the person I filed a criminal case against, and posted info from the prosecutor's report.  He complained to the judge that he can't get a job because employers see that result when they google his name.  Sagot sa kanya ng judge, if you think it's criminal or illegal, file a case in court.  Unfortunately, the wording is similar to newspaper legal notices, so it's not illegal at all.


Dabs: paano na kung military din yung kokolektahan mo?

nice idea guys. i might eventually disclose the identity and other information of the borrower here and there...

Sorry for the interruption everyone,

Would anyone like to help us translate our GPL-licensed Mac OS X wallet Hive into Filipino? There is a general thread about that here:

https://bt.irlbtc.com/view/310994.0;all

Salamat sa iyo!
-Hive team

See Dabs atleast you gave an option to get paid partially when this guy did not even gave me any options.  Who's hiding from who? No one.    Do you agree harrassment would be the correct solution to this.  If I choose not to pay the loan I can coz there's a collateral.  I would really want to be able to get the laptop back really.  It's just that I am not financially able right now.  Honestly,  I am trying to ignore his emails coz am mad about it.  It's like I took something from him and he didnt have anything in return.  That was an agreement that we both agreed to.  I wish I have the money right now and pay it but I don't.  In fact if not only for my sister I'll let MR NICE GUY to keep that laptop.

If I didnt have the collateral, yes a flower with that notice is very much welcome

Thanks for the suggestion.  I deleted my post.  I just want to show him that I have nothing to be ashamed of and that there's no reason for me to do so.  I do understand that he's "Butt Hurt" on how his money lending business is going but as an entrpreneur he should be cautious with his actions too.  That's the reason why he takes collateral so that if someone can't pay him he gets something back.  Honestly if I have money right now I dont see any reasons why I should not pay him.  It's such as shame that for 2 BTC he's willing to destroy a family let alone destroy a life.  Do you think my mother and my sister including my neices and nephews deserves to be harassed for 2 BTC? Everyone is going thru something I know that.  I gave him my word that I really want to pay him I just cant right now.  

hey mr ccl, glad that these conversations got you to respond here.  i want you to understand why i started the topic about the loan.  it's because you and your sister are trying to avoid communicating with me.  i've sent you and your sister some messages only to get ignored.  i'd tried calling your sister and she's not responding.  you've gave excuses that you paid someone 10,015php for 2 btc thru world remit but got scammed.  i wanted to believe your story and understand your situation and maybe help you out, but i must be verify the truth to justify my action so i asked for a photocopy of the world remit receipt which i think must be in your possession.  i asked for a photocopy of your id and your cellfone number so i wouldn't bother your sister.  but you never responded.  i'd been very kind to you that's why i gave you a 0% 2 btc loan even i think that laptop is worth less than half btc (i remember you initially wanted to borrow 4 btc).  who on this earth would give you such a term, considering we've never even met personally.  i'd told you before giving you the loan that the laptop that i don't find your laptop interesting and it will just be kept during the duration of the loan.

alam mo, ang yabang mo, sinasabihan mo pa akong nag-ddrugs!  your statement gave me a feeling that you wouldn't pay your loan that easily, and i was right.  you told me that you took a loan from bank but it will be delayed and once the loan is granted you'll pay me back asap.  but that didn't happened, maybe you're telling a lie, or the bank didn't want to give you any loan because you only have an old laptop for collateral.  its only me who's kind enough to help you, but you abused my kindness by loaning you for your culinary lessons.  i'm an enterpreneur and i do some lending business, but do you think a businessman will lend a stranger a 2 month 0% interest loan?

come to think of it, you're right, 2 btc isn't a very big amount.  and you began to make your life miserable by running away from responsibility.  if you want people to believe your story, kindly post documents proving that you indeed took up culinary lessons, and the 10,015php world remit receipt.  also, don't forget to post your active cellfone so i won't bother your sister na.

ang lakas ng loob mo magpost ng mga names ninyo, baka gusto mo rin mag post ng picture mo...

know what, i think you're not alexander, but your cloudina.  cloudina chua luciano = ccl diba... pag alexander chua luciano, dapat acl


i'll be waiting for your response.  please think of a good story so i can believe you once more.