Hi. First of all, users earn money through dividends. Also you can use referral links and invite your friends to earn additional tokens. And of course, use bounty offers to make a profit too.

Do you mean to be in white list? Not you need not. White list was used for closed presale. Now all users will buy stm tokens directly after registration.

when can I try to create my own exchanger?

all users can afford this function?

Will you create mobile wallet to make the management of the system more flexible?

Yes, Stoxum plan to launch the mobile wallets for Android and IOS system.