Are we sure that the stake rate is based off of coin days?  I was under the impression that although stake weight stops building in 20 days (supposed to be 30 but needs a hard fork to fix it) that interest will still build passed 20 days.  Anyone have mature blocks to test this on?

What you should do is wait until it stakes. Then after it stakes get the amount generate by the stake and divide it by 1.7. Then divide that by the number of days it took. So for example if it staked today and the rate didn't get cut off at 25 then it would be something like a generation of 0.085 HBN and then divide by 1.7 HBN = 5% and then change into a daily rate 5%/25=0.2% and then times by ten to compare it to the ten day rate that HBN posts as the official rate so 2%.

So you need to do those calcs after the stake.

The interest is calculated to start at 100% for 1 year.  If you keep a coin offline for 1 year and bring it online, assuming the network weight is still low, you will double your coins, once it stakes. If you hold for 2 year, same assumptions, you will only get 100%. That is the max.

This is not great for the health of the network, but it is allowable, and I don't have any intentions of changing it.

You still get more by running the wallet 24/7 and compounding. But it requires some cost, albeit not much, as I am running off a Pi.  Also running 24/7 is securing the block chain, thereby making your coins more valuable and secure.

So the best practice is to simply grab a stake, and let the wallet do the rest. It will stake and split for a long time. In fact it will combine blocks automatically once they get to small!  So just let the wallet do the work, and sit back and enjoy..  

Thanks for the clarification Tranz.
I'll keep staking ASAP every time a block is mature.
Patience is a big friend when looking at compound interest.

Hobonickels price is going up. Man I Like this coin.

Diff from 1.8 to 13.

Good times.

  for real? what is the threshold?

anyone knowing another investment journal on this forum (want to get more info about what coins are out there and what they might be worth soon). btw tokyoghetto i would like to know what you think of the actual asiacoin,? seems to be a good investment long-term (as there is no cap on the coin age you can get, so  i plan on set-and-forget a trade on this for like 3-4 months)

That is kind of sweet

Ok we cracked a quarter per hobonickel, now $5 per hbn please 

The high interest rate is quite fun. Once in a while I start my wallet and watch the mining notification keep coming up.