I think, undoubtedly, a big plus is the fact that the developers of this platform predicted the price of the token in different perspectives, and each indifferent participant will be able to choose for himself this or that investment period, namely short, medium and long term.
I agree. I think the developers are strong in modeling economic business processes. this indicates a high level of their professionalism, and I think that this is very cool, agree!

everything is exactly as you say. I got acquainted with the distribution of funds. this is as follows: 80% go to the development of the ecosystem, namely to improve banking products and services, develop their own software, as well as to improve the applications for those or other operating systems.