Ripple has a very good coin trading platform before NXT, just saying.
Ripple is distributed, not decentralised. We can have a debate another time over whether you think is has been successful.
That's why i'm putting my chips mainly on Qora, cause its user friendly. NXT is horrible to use especially the asset exchange. Your parents will never use it and that's why its future is limited imo.
My girlfriend issued an asset and sold it on the AE testnet with just me saying "Issue and asset and sell 50 of them." That was a few months ago. You might have trouble but I think people should judge it for themselves.
I firmly believe that people can, and should, diversify their crypto portfolio. I am certainly a big fan on Nxt and I've only recently come on-board with QORA since it is both new and innovative. IMHO, liking one is not mutually exclusive with liking the other. There has been a problem within the entire crypto community since the first fork of BTC that any new, alt-coin has always been attacked. I don't know why. With over 7 billion people in the world, and probably less than 5 million cryptocurrency enthusiast, it's not like there isn't room form multiple innovative coins, and their respective communities.
With that said, please don't make statements like "the Nxt AE is to hard to use!" unless you've actually tried to use it, asked a couple people on a forum if you've had questions and then determined that, in your opinion, it is difficult. The AE is every bit as easy to use as, say, a site like Cryptostock. Also, from what I've heard (but not researched) Nxt has the easiest to use asset system over others that have come before it. If you are familiar with trading stocks, bonds, or any other "asset", then you will find the AE to be easy to use.
Keep up the good work with QORA. I'm going to try and dig into some of the specifics. Maybe in a week, or two, I can answer the of the difference between the two coins.