The main question here is - Why people feel afraid of Bitcoin?
There are two main reasons behind it! Let me explain below,
1. Technical understanding - Not all people are technically sound, especially the older generation. If we want to use bitcoin, it needs a certain amount of technical knowledge. People can obviously use simplified online wallets but again, it needs understanding of fees, address generation etc. So those who are not tech savy, are afraid to use bitcoin!
2. Banking propaganda - I am not sure if it's happening all over the world. But in many countries, banks have started using their money and power to run propaganda against bitcoin. I personally receive many emails from my bank which talks about the risk of bitcoin and issue official advisory not to use it. The impact of banking system is immense on the society. So those who have not entered into bitcoin market, they prefer to stay away!
Also proper awareness about cryptocurrency is missing! We obviously have many online tutorials available to understand bitcoin and its ecosystem, but that is not enough to make someone intrigued about bitcoin. We need local and micro influencers to promote bitcoin among the mass. But due to banking propaganda, it is not being fruitful.