There is no one reason why people are afraid to invest in bitcoin, they can be scared away with what they read in the news, their age, or what their friends tell them, they can also be afraid to invest in bitcoin because they lost their funds, or someone they know lost theirs, so many more reasons are possible.

But it goes without saying that all of those reasons are a fault of the individual and not bitcoin itself, which is a network that is almost perfect, so for people who aren't afraid and are part of the network, they have nothing to worry about so long as they have the knowledge, and know what to do to avoid loss.

E.G: If i buy bitcoin today, and i keep it in the wallet of any exchange, if that exchange is hacked tomorrow and i lose everything, i should learn from it and be afraid of centralized exchanges and not bitcoin.

Your post is somewhat confusing.
First of all, it's normal to be cautious about everything. It's not about being taught as child, it's about evolution. Else we would be still eating mostly poisonous mushrooms.
The problem is that people were taught to trust authority, and authority is (at least sometimes) unreliable or blatantly incorrect.

What's the issue with education system? Simple: in many cases is insufficient and poorly structured, hence not getting enough people to the point they can think for themselves (hence they rely on what the authority tells them to do).
So yes, educational system has issues, but calling it bad is unfair at best. And this is what you imply. And nothing stops us from helping our children get more info than the educational system provides and learn how to use best that info.

You say you're a victim. Victim of what? Of education? Victim of exchanges? (What does some unknown exchange do between known and reputed exchanges?)

We were always taught from out parents or from educational institutions to always be careful with money.
So yes a mindset has always been drawn that when there is risk we shouldn’t invest any money. But people have forgotten the prime factor that when the risk is high, the return of investment is also great.
Nevertheless OP ,i can see your feelings that you are really upset, as you are not an early investor of the coin, so definitely you are feeling bad. But guess what currently Bitcoins price are best,so use this advantage and buy as many coins as possible.

You make a good point here and I agree. As I’ve shared this many times, here’s a GREAT quote from Andreas that covers this topic ..

"I think many of the intellectually honest people eventually stop being critics, because they suddenly realize that the flaws they are identifying are temporary features, issues, and not inherent problems. There are very few inherent problems in a dynamically evolving design or ecosystem of different designs all competing, that cannot be resolved.  There are critics who criticize this technology primarily based on their world view.   It is politically inconsistent with their world view.  It’s not that they do not like the technology it’s that they do not like the implications of this technology and the primary criticism you get then is “this should not be” to which all I can answer is ..and yet it is.  “but we mustn’t”… and yet we did, “but you shouldn’t”.. but yet we did"- Andreas Antonopoulos.

In which country do you live? Academic education isn't just about cultivating investment paranoia in students, it's still part of long-term financial planning and isn't necessarily a bad choice. Mainly because most school curricula are outdated so they don't really follow more modern types of investment

Your regrets are a form of retrospective of your experience that requires increased knowledge that influences your next investment decision. Not really ending.

Not true for every person. An old aged person trying to save their money while investing the same to make some more will always be skeptical about their money and hence be cautious about newly launched assets that their government has turned a "grey eye" to. Try to think of it from their perspective and you will understand.

I dont blame education systems but how a person takes their education. If they keep an open outlook they will be able to learn a lot more. But this does not mean that they will go for bitcoin. Rather they may stick to traditional assets. It depends on a lot of other factors.

If you keep thinking of yourself to be a victim you will not be able to progress. But there is a time to everything and it is possible you might profit a lot from your bitcoin portfolio.

In life you need to try as much as possible, this will make you learn a new thing and it's good for your journey. If you're always afraid and worried before try a new thing, you wouldn't learn and don't regret if your friends are become success quicker than you. It's start from a mindset, feeling afraid would destroy your life.

I think they're afraid because the government ban, religion issue, volatility, no physical appearance and always think someone has a control behind the market. Of course each people will have different reason, but if they're really learn Bitcoin and at least understand how it's work, they wouldn't afraid anymore.

Every teacher in education always teaches to be independent and how to do it, including investing since now so that in the future you can achieve success. Any investment can be done.

And indeed bitcoin is not a bad thing because in my opinion investing now in bitcoin is becoming a more valuable asset, don't we want to go forward and succeed in achieving it?
Excessive fear of not going to do something that becomes an experience is actually a concern for you who always fail because you don't try it.

The only reason why a single person becomes afraid of investing because he lacks the knowledge and skills, and he is afraid to take the risks. He is afraid of losses so most likely investing in bitcoin would be out in the picture. However, not all people have the same behaviors towards bitcoin. Some are eager to take the risks because it’s the only way that they can make huge profits in the end. Although there will be inevitable losses at first but it will be overcome in the later part.