At some point, some persons who even participate in signature campaigns and earn bitcoin without having to buy directly, who should have been the most persons to have some good figures in their portfolios still aren't having any because most of them either withdraw this earnings to fiat to be able to make ends meet or withdraw it to solve some issues but whatever the case be, alot of persons aren't hodling currently now not because they are ignorant or even procrastinating but I believe one of the major reason is because they don't have to means to invest.
This might be one of the things that a lot of members here are doing, earning Bitcoins from signature campaigns. And I don't know whether the results will be converted directly to fiat and withdrawn to a bank account or holding, that is each's choice, which I believe is based on more urgent considerations. In the past, I always withdrew the entire proceeds from this signature campaign, not that I didn't want to hold, but there were needs that I had to spend and needed a lot of money, so I always converted to fiat and used the money for those needs.
But I'm very grateful because starting earlier this year, I can already control it and make a little difference. Indeed, sometimes we cannot hold all the Bitcoins we have, but at least we try to hold half or more or even all of the results of this signature campaign. At least, the holding can be targeted to meet the halving later. This may be easy for some people but not necessarily for others because everyone's needs are different. but I believe that if there is no serious need, I believe that most will choose the Bitcoin holding.
One of the other reasons why they don't hold is that maybe they do day trades to collect more Bitcoins. We know that not many people have the money to hold Bitcoin. And some of them choose trading, but make sure if they are already professional and have good skills in trading to control risk.