In chinese we have a saying "xiao dao ju da shu", which literally means using a small knife to chop down a huge tree.
Investing in matured and safe coins is a safe bet but the rewards need to wait longer or lesser as well.
If you "bet" on the "right" altcoin, the price hike might appear soon enough with huge rewards, depending on how much assets you have on hand
I agree with you investing at top altcoins is a very safe investments but they are best in long term investments, best to hodl longer inorder to earn high. But if you have a high guts and ready to face the risk you can invest to those new cryptocoins that has a lower price but once it will rise high at the market you will be rich instantly especially when you invest at a good amount. Good projects and technology makes cryptocoin valuable in the future.