Hey, would you mind giving an explanation for dummies as to what DividendRippler is?
Glad to, given I'm one of the people running it

DR is very simply a gateway between a few chain based currencies (BTC, LTC, NMC, TRC and now DRK) and both Ripple and Stellar. Basically you can deposit any of the chain based currencies and have an IOU issued to you on either Ripple or Stellar, where you can send to others or use the ledger trading facilities.
When you hold DR IOUs you can also redeem them, thus receiving the chain based currency.
The name is a bit confusing as the original business model for DR was quite different, to be able to pay dividends using ripple with chain currencies (kind of stock profit distribution on steroids) but that never picked up, and the main business was just using it as a gateway, which is the only thing it is now.
The usage is described in
https://www.dividendrippler.com/howto and fees in
https://www.dividendrippler.com/fees.
If you have any specific question you can PM me or post it in
https://bt.irlbtc.com/view/180717.0 so as to not derail this thread.