Is it a payment gateway and a wallet app or something more than that?

From the looks of the OP I have the same question. I think there are already dozens of payment coins out there so what makes this one special?

Yes, we met Utrust in Zug during techcrunch event this year. The issue with Utrust is that they are not targetting a particular region which makes traction much harder. Also their platform is going slow. It's not only about fund raising but also how good your product is.

None of them suitable for Arabic population.
1- End users can't adapt current solutions easily. Our mobile app tailored to MENA region requirements.
2- Merchants can't monitor their income easily. MenaPay provides advanced merchant dashboard for them
3- End users can't ready cryptocurrencies easily (cash usage is quite high). MenaPay is building a huge releller network with reseller dashboard to make buying crypto with cash possible. We already integrated with one of the most popular internet cafe chain in the region.
4- None of them compliant with Islamic finance. We've got approvals from opinion leaders.

Thanks for asking.
Actually MVP is ready,
we'll make a video of it to show how it works.
And upload to the market very soon.

I just heard this project from a friend and wanted to check. At first, it seemed another utility token but checking further whitepaper it is actually a security token which gives out dividends. If i am not misunderstanding, you should definitely scream this in your webpage and investors/potential investors shouldn't see when deep diving into the whitepaper.

If investors will really get dividend, than this will be much more attractive project to join in. Right now you need something that stands out from all the other projects.
I noticed you are promoting green mining. What does that mean exactly.

Utrust, PumaPay, Monetha and several other new similar projects developing same platform as I know. What advantages you have?

From where are coming the revenues to generate the dividend? Is there some kind of fee charged every time a payment will be made with this platform? If so how much are we talking about?