It's not too late to buy bitcoin doesn’t mean that if you have the money to start buying immediately, you should still be waiting for the bear market to come. Nobody can give the precise time that the bear market of next circle will come, and you don't know if bitcoin price will dip to your expected price, because banks, government and big tech firms are considering bitcoin to use as strategy reserve for them. This can make the price of bitcoin skyrocket, especially in 2026 that is supposed to be the bear market, we don't know if the price of bitcoin will drop drastically.

As a new investor, it's better you start your bitcoin investment right away as long as your discretionary income is enough for you to start with as little as $10. If you do that for 4-10 years and above every week with all seriousness and commitment, you will have a good size of bitcoin that will surprise you. If you are waiting for the bear market so that you can buy more Bitcoin at a cheaper price, imagine for how long you will be waiting and missing the opportunity in the market, including the time that you are suppose to use to be accumulating, building and growing your bitcoin portfolio will be a waste.

What if during the bear market, you don't have the resources to start buying, it means that you have fucked up big time. This is why you don't need to wait when you already have the money available just start with DCA, and gradually you will be increasing your bitcoin stash weekly or monthly overtime.

For the reason of not having money maybe rational and of course it cannot be forced but at least he has read a lot that this is an undervalued category asset even though its volatility is high. Even if there is doubt about the lack of finances, the solution already exists if there is indeed an intention, namely with the DCA method and he can buy it in installments as much as there is from the ability of the funds that can be set aside. In short, buying BTC is not forced but we are committed to being able to continue to participate even though our financial condition is only up to that point where we can buy it.

Already have the intention, then buy. When to buy, when you have money. Bitcoin is an expensive coin. If you already have the intention but still don't have the money to buy, don't force it. Just wait until your finances are good. One way even though you don't have much money is to buy as much as you can afford but the process must be routine. This is known as the DCA purchase method.

Over a period of one or three years, the purchase process is carried out routinely, so when that period arrives, of course the amount of Bitcoin has accumulated. Estimate for yourself how much with the amount of financial ability. I think so and for me it is so much simpler than having to endure the thought that it is too late to buy.

Well it is true there are a lot of fake projects out there and people who are falling in to there traps are those that are going after shitcoin that is while I will never advise anyone to go after shitcoin because of the aftermath. In the issue of link it depends on your browser because there are browser that will warn that the site you are entering is not trusted or not secured for you. So if you want to continue despite the warning is now left for you to decide.

Stupidity and ignorance can lead someone to unfavorable conditions and it often happens to people who want to get rich quick so they get stuck in uncertain conditions. Bitcoin has already got a much better place in the market and there may not be much risk if someone understands the right investment pattern so investing in bitcoin is much better to achieve the stage of financial freedom, although the profit depends greatly on the amount of capital we put in.

Many people get stuck with shitcoins because of the reason of wanting to get big profits but in fact many people experience unexpected losses. So consider something based on the facts and now we can see which coin has more potential to invest so that we can get the best momentum in running it.

The people who believe and say that it's "too late" to buy Bitcoin, are those people who are insensible and unmindful to the Central Banking scheme and the Cabal that runs them.

It's probably the best for those people to actually start reading a good book about the legacy financial system schemes.

My suggestion is to start reading "A History Of Central Banking And The Enslavement Of Mankind" by Stephen Mitford Goodson.

I think those guys who jump with 10$ or more without questioning much and in the mean time study Bitcoin are lucky one or wise. If one think that he need answer of all his questions before jumping into bitcoin then he  might lose considerable time in getting started or didn't start at all. There are many tools available that can give you idea of how much profit you will get with specific investment. It's also human psyche that we take thing serious in which we have invested money, like people take paid online courses more seriously in which they have paid the fee compared to free online courses. 



I am glad you have understanding of this point. In my country, we have average income of 300$ per month. So even putting 10$ every week is quite challenging if you have 300$ of monthly income and has family to look after. In that case, side incomes like working here on bitcointalk and getting 100$ per month or more are a big bonus to invest in bitcoin.

Yep exactly.  Just getting started can be a big hurdle, and people tend to be very concerned about losing money.  I recall helping someone into bitcoin in late 2014.  I had seen a business bank account of a friend that had around $50k in cash, which surely was non working capital, and also the business did not really have any excuse to have that much cash that was not working since the business also had some other cash and other kinds of investments.  The business could have easily operated with a cash cushion of around $10k, just based on the way the business was set up.  After I told the owners (two partners) about bitcoin, they both told me that they were going to put some decent percentage of their cash into bitcoin, which I thought might end up being in the territory of $10k to $15k, and apparently after I spoke with them, they spoke amongst themselves, and one of the partners came to the conclusion that it was too risky to put any money into bitcoin.   The one partner decided to put $2k into bitcoin and then another $2k for the other partner (without the other partner knowing or agreeing), which ended up resulting in the purchase of about 10.5 Bitcoin (since BTC prices were around $380 at that time).  

So surely when I found out, I said that that I thought that they were being overly-whimpy based on their own financial situation, but agreed that they could do whatever they wanted since they were responsible for their own investment choices, and I also conceded that some investment into bitcoin was better to nothing.    

Over the years, their bitcoin purchases did continue and they largely got up to 21 BTC or so and then sold at various points and perhaps had invested around $15k total into bitcoin and perhaps cashing out around $150k, and currently hold less than 3 BTC, including making quite a few mistakes along the way.  Overall their bitcoin investment has done well for them, but the mistakes had  taken away quite a bit of value and also they had continued to be fairly whimpy in their commitment to bitcoin investing, but did appreciate the cash machine status of it, even  though a lot more emphasis on holding, security of their coins and perhaps sustainable withdraw could have put them in a much better place, but it is quite difficult to help people to help themselves, even though this business (friends of mine) did way better than some other folks that I tried to help over the years who really tended to end up selling 100% of their stash and then subsequently having regrets (but sometimes not admitting their regrets in very clear ways).

I think that part of the point  of getting started is to get your foot in the door but then somehow there also should end up developing some kind of a long term HODLing conviction, which normies have difficulties getting themselves to such holding (and ongoing accumulation) conviction.


If a person with $300 per month salary ends up feeling that he wants to get to $600 or even $1k per month in salary as a kind of fuck you status, then he still has to build up  his investment amount, and I have mentioned several times that if you are ONLY investing 10% of your income, then it is going to take 10 years to get to a point of having had invested 1 year into bitcoin.. and surely that could still end up being good, and maybe a person who works for  40 years might have had ended up investing 4 years of income into bitcoin, but if bitcoin as an investment ends up paying off greater than other investments, their invested money would have had advantages of compounding in value.. especially the earlier years invested and especially if the poor people are not tempted to take out their investment at many points along the road.  Yes.. I understand that poor people are going to be more tempted to withdraw from their bitcoin investment, so there is ONLY so much that any of us (on a forum like  this) can help them to help themselves in terms of if they can consider ways that they might be able to increase their income and/or decrease their expenses, and yeah, I know that there is ONLY so much that is available from which to work when the incomes are so small....

so people have to figure out what they can do or how much  they can do and if something like a signature campaign is going to end up helping them to supplement their regular income to be able to buy more bitcoin than they otherwise would have had been able to accomplish.


Your ongoing desire to pursue this theme of lump sum versus DCA continues to seem to be so misplaced.  

Maybe you need to present some kind of hypothetical in which lump sum versus DCA would be relevant to the kinds of poor people that you are tending to describe?

Yeah, of course, there are many cases in which lump sum is better both in terms of investing early, but also in terms of having more options, yet you seem to want to pursue the investing early part, and we might not really know if injecting the whole lump sum right away is good or there might be advantages to deferring through DCA and/or buying on dips.  Afterwards you can look back and proclaim what you should have had done.

There are going to be poor people who might have access to capital or even abilities to front load based on future earnings, yet it might not be a very good idea to front load an investment if the person might already have challenging cashflow situations in which they sometimes might not even have enough income to cover their expenses.. so these kinds of folks likely are going to need to have more back up funds available just for their own personal needs but even more so if they are trying to protect an investment (such as bitcoin) to such an extent that they are not going to be forced to sell some or all of their bitcoin at a time that is not at their complete choice of doing so.

It seems to me that you have some kinds of a specific poor person's situation in mind, and maybe you should present that situation instead of dancing around the scenario.  I am tending to think that you might have a poor person who has some extra cash that really should be for his emergency funds (and back up funds) and that poor person wants to front load his bitcoin investment with that extra funds, and since bitcoin is likely to go up, he can just take his chances because lump sum works better than DCA...

And, yeah, that might work out and it might not.  Many people become no coiners or end up having way the fuck fewer coins than they would have otherwise had because they are getting greedy and they are trying to get their emergency funds and their back up funds to work for them and they think they got it all figured out until they are fucked because they have to sell their bitcoin at a time that is not of their own choosing because they have no other option and no other funds available to them.

So, I would suggest to stop thinking such greedy thoughts about getting rich quicker than your resources can support, and just continue to invest into bitcoin as aggressively as you can without overdoing it and recking yourself and becoming another statistic of a person who could have had done quite well in bitcoin but they ended up  overdoing it and recking themselves out of  their own coins.


Past performance does not equal future results, and so we can ONLY do our best to invest as aggressively into bitcoin as we are able to invest without overdoing it, and we are not guaranteed that we will do it correctly or that our results will be as good as if we had done something else.  Yet, one of the great things about creating our own track record is that we can go back and analyze various parts of our track record, and even if we cannot change what we did at that time, we can see various ways that we might have made improvements or various places that we might have had averted making mistakes because we stuck with our course.  

My own current situation has more than 30 years of back record, and surely my level of sophistication got better and my kinds of tracing and projection got better (including several of my earliest projections were on paper and harder to keep track of).  In any event, even if some of the standards had changed and some of what I knew then were not known to me at that time about the future, I can go back and see some of my then future projections and see that bitcoin likely ended up helping to improve the results of my future projections quite a bit beyond my various earlier versions of future projections.

If anyone is earlier in their building of an investment portfolio (presumably having a certain amount of focus on BTC accumulation), then there may be certain points down the road, 10 years from now, 20 years from now or some other points in which you have various changes in your investment focus, but sure it could still be that your investment is still bitcoin and cash even 30 years or more down the road.

People have been saying "it's too late" since at least mid 2010. Things like, "you missed the big gains" or "it won't stay above dollar parity, it is a bubble".  If bitcoin keeps being a success there is another 1 or 2+ orders of magnitude of growth in fiat terms.  Thats a good ROI still.