Every husband and wife have different rules in managing finances, I always give my wife the freedom to manage her money, the point is we try to manage finances separately but remain open with each other regarding the amount of assets that have been collected. My money belongs to my wife and vice versa, but to prevent risky things in the future, we divide our monthly income to save for each of us.
So far, there have been no problems whatsoever with the way we manage our assets, but to anticipate asset loss, my wife and I have agreed to share private keys with each other, but not to spend each other's assets.

BTC is an asset anyone can invest traditional money to have opportunity to earn good profit in the future, which couple can also invest to have asset that will increase them financially in the future. Any good thing is not easy to get the knowledge but once you have the knowledge you will surely be successful in that particular asset.

The couple will have one wallet to store their BTC and have the seeds phrase written down for security purpose, and if anyone want to know the rate of the BTC in the wallet, he or she will login to the laptop or phone to check because as couple they must not keep secret for each other.

It would surely be safer to have two separate wallets: one for each partner. In case one partner makes a mistake with their wallet, the other one would remain safe. Unless, of course, they both don't mess up. You mentioned one of the partners falling for a scam in your OP. That can happen with join bank accounts as well. And even though there is a central party (the bank) that has custody of the money, it may or may not recover funds that were stolen due to phishing or similar schemes.

It depends. If the couple is very close, it would be interesting to share the Bitcoin wallet, especially if they have children. It wouldn't work. For example, I have a boyfriend/husband who wants to grow together. Let's share everything without secrets. But if they are one of those people who don't want to grow in life and who only put you down, I'M OUT. I would much rather have my peace and keep my Bitcoin wallet just for myself. Hehe.

It would be better if the husband and wife kept separate wallets and each stored their Bitcoin in a separate wallet. Storing Bitcoin in a wallet would be more risky because if for some reason someone outside gains access to their wallet, the Bitcoin they have stored will be lost forever. Therefore, by storing Bitcoin separately, if someone's wallet is hacked, the other person will have the opportunity to take precautionary measures. However, the security words of each wallet should be written down carefully in a notebook or in a secure place before using the wallet. This prevents anyone from leaking the security of the wallet.

You have already stated it all both the advantages and the disadvantages. Everything always have a positive and a negative side effect, bitcoin investment is a very sensitive investment that I wouldn't like  to jeopardize it at the nearest futures.

Having a single bitcoin investment deal is rather considered the best for me, because I wouldn't what to pass through any stress if eventually something happen that can lead to the separation between me and my spouse.

I agree. People will invent anything to keep the taxes flowing, the more - the better.
And it's sometimes ridicilious to which extent it goes.

If the couples are living well in peace and understand the principles of running a joint account, know more about cryptocurrency, then they both can decide to run a joint account or each party to run a separate portfolio for himself, it's just a matter of understanding and not having a bias mind against each other, two are better than one, if they can work together to achieve a common goal, combining the portfolio or running a separate one does not change anything about what is concerned or at stake, as long as they understand each other.

This depends on the financial set-up of you and your partner.

Generally when couples enter and engage into marriage without any stipulation to their marriage settlement regarding the division of their property, an absolute community of property is automatically entered to them. This means that any property that is acquired before and after marriage would be presumed to have been contributed by their joint efforts and they shall divide it equally between them. In layman's term, all financials and properties are equal between the partners.

After providing the backdrop above, I would definitely prefer couples to invest in BTC in one joint account for both transparency and equity. If the couples have equal access to the investment portfolio, then they are pretty much aware regarding the value of their BTCs.


I agree with your statement.

Like what I have answered above, it really depends on the property set-up between the couples. If you wish to exclude certain areas of properties beyond the reach of marriage, then feel free to have separate investment portfolios. But if you are a couple who prefers to invest equally on everything, then having one joint account would be beneficial in the long-term.