If they are moving past the doubting each other part and already just trying to figure out what is the safest way to invest into bitcoin, then they already achieved so much together. If you consider what would happen when the relationship goes south, then you are already focusing on the wrong part of a relationship.
You can't just focus on what could go wrong, while that is perfectly normal because every relationship "could" end at any moment, that doesn't mean that you should be in a relationship, while thinking about potential of it ending. Go with your gut, and on the way to your gut, check in with your heart. Those two will tell you what's what in between them (love ted lasso). That should make you invest together easier.
Although you are right, we all know that people change sometimes and things can go wrong even when the relationship looks very strong and free of problems from the outside. We have seen people getting divorced after being married for more than 50 years or so, and that is proof that no matter what, things can always go wrong in a relationship and that each person should keep this in mind even if they love each other so much because times change, and with that, things change too.
This is why it's better for a husband and a wife to have separate investments with their own money and then if they wish, they can have joint investments on mutual understanding and terms that they both agree on. This way, they will be responsible for managing their individual investments on their own while can make mutual decisions on the joint investment.