Obviously, this is not the right time to sell our holdings. anyone who is talking about selling his holdings at this point in time is likely a trader who is skeptical if the price goes up again or it will go below this stated amount because I want to tell you that a real Investor wouldn't want to sell at this point in time because they know that if they do that they are selling at loss a very big one at that.
Not all traders sell now, some investors also sell now. Some of them do sell hoping that bitcoin price is going to drop more and they going to buy back, but they dont know that bitcoin investment doesnt work like that. You might decide to sell your bitcoin now with the intention of buying back when the price drops, but immediately you sell, bitcoin price might not drop lower, it might just start pumping and you wont have choice than to buy back when the price has gone up.
Some new investors will panic when the price drops, and some of them will sell to avoid losing more money since some of them havent experienced something like this before, they just going to get scared, but newbies should know that bear market gives us opportunity to buy more bitcoin cheaply, and not to sell the one which we are holding.
Just like you said and of course now is the time to front load our investment, many Investors has been waiting for this opportunity to come and is here so all we need to do now is to seize the opportunity because it may not happen again, and even though it happens I'm not sure if it will drop to this point.
Anyone having extra money that they not going to be using for now, then they can buy more bitcoin cheaply, but if you dont have any money for now, then keep on holding the bitcoin which you are having, because their is bear market doesnt mean anyone should panic, bitcoin price is going to bounce back.