I think we are supposed to have emergency funds for our emergency, if we actually have good plan, the emergency fund should help, but in a situation where the emergency fund is not more available, the best thing to actually do is to find another means which can be touching your Bitcoin holdings if what you are supposed to use it for is really important, but you will have to buy back once you have another means regardless of the price since you also sold without considering the price just to make sure you cover your needs. There is no reason for leaving your Bitcoin holdings to borrow money or suffer because if there is life, there is hope, you can make more money and buy more.

Let's make it more clear by calling discretionary income, not earning. Because if I am earning $100 a month I won't be able to survive with my current expenditures. So I need at least $300, so whatever I make after $300 is my discretionary income if I exclude the emergency funds from the equation otherwise people include their emergency funds and then the amount they are left with is discretionary for them.

If I have $100 in discretionary income, I will invest it all in BTC, I don't care about the stablecoins, because I am the horse of long track, I know whatever I will invest now will bring profit for me, I just have to maintain my emergency funds and daily expenses. Emergency funds are important because if I lose my job, I need $300 per month in backup and experts say you should have 6 months of funds in your backup as emergency, the more is better.

So, DCA is the best strategy brother and I only use it, I will recommend anyone to do it because it has no side effects in the long run.

Mate, I think you haven't got my sayings correctly.
Whatever the amount, I supposed aforementioned that was just a supposed one, not what you and me is earing on a monthly basis, right? We both have to find a way to fit ourselves according to the supposed amount to understand what I was saying in my previous post. Maybe one can earn $1000 a month; then, according to that, he can manage all his expenses accordingly, right?

So investing in the time in which we are living is more crucial for a better future, as the way inflation rates are increasing; I doubt it; this is a sign towards a disastrous future. This is why we should be prepared for every possible situation. Aside from this, mate, no worry; my strategy matches with yours, as I also stay more intact with my long-term plan using the DCA strategy.

Most times bitcoin beats down predictions,and charts. The best thing any investor can do is just to invest in bitcoin for the long term, if not one would end up having health complications. Invest with knowledge, don't join a trend you don't understand.

I agree that being constantly on the lookout for Bitcoin has the potential to make investing more difficult than it should be. People often get caught up in finding the right place to enter. That they don't think about the bigger picture. Predictability is not the name of the game with Bitcoin. So even seasoned traders can end up with misjudgments. If you are a long-term investor. Having a strategy and being able to deal with short term fluctuations could be more significant than constantly watching the price. Buying and holding isn't a strategy that always works. Though, as investors must also be aware of the dangers and equipped to deal with significant market fluctuations. To me the actual error is letting each day's price swing of Bitcoin dictate your investment choices.

Not everyone can devote a lot of time to studying Bitcoin price charts, not to mention the fact that you also need to understand, of course, their meaning. That’s why many threads recommend using DCA, and I believe it’s a great strategy because it saves time and there’s practically no need to think - you just need to accumulate Bitcoin at regular intervals and, if possible, in equal portions. That’s why I consider DCA to be ideal, and I often see that it’s praised by very experienced and thoughtful investors. And this strategy is suitable for absolutely everyone.

When you talk about emergency In bitcoin investment I believe that’s one thing every one who’s embarking on a long term bitcoin investment really needs to put into consideration while they’re ongoingly accumulating and holding bitcoin. There’s need to set aside an emergency funds incase of an emergency situation arises so as not to resort into selling off their bitcoin holdings at a loss when in an emergency situation. Except when the situation is beyond the control of the available emergency funds only then can you attempt into selling off the investment. This emergency funds is really important but many bitcoin investors seem to be neglecting its importance to their bitcoin investment. Food is one of the basic needs in life and at such, even before attempting to invest in bitcoin an investor is also supposed to have sort it out and that’s why it’s always advisable to run your bitcoin investment with just a discretionary income. A discretionary income is the amount of cash left with an investor after taking care of his basic needs such as food, rent, clothing and payments of other essential bills and utilities.

When you are investing in bitcoin, make sure you have an emergency funds, you are not suppose to make use of the money to invest in bitcoin no matter what happen.  If you are in a condition whereby you have used all your emergency funds to take care of the problem which you having, and you need more funds, then you are just supoose to sell your bitcoin at that moment when you don’t have choice. You can’t be in a serious problem which all you need is money to solve it, and you going to have money in your wallet without using it. It’s kind of wrong to me, you don’t have to hurt yourself just because you want to invest in bitcoin.

Is easy to say how Bitcoin is suppose to be run by investors but we forget that as Bitcoin price is very hard to get the amount that is how hard it is for we to follow the best  way to make it while investing. Each time the market movement changes in a way we never expected especially when it drops, to some it seems like the end of the World and that is why we have to always advise ourselves on the amount we invest with if not it will affect our health (to some), too much thinking comes in when the digits start dropping off. To me is best to watch and learn as a newbie while investing if not it will only end in a "had I know situation", nobody wants that at all.

In addition to investing, it is good to have some emergency funds or cash savings according to your ability so that you do not have to rely on market conditions in case of a sudden problem. Having an emergency fund does not mean that there should be any strict rules that Bitcoin cannot be sold in all situations. If a really serious situation arises and there is no other realistic way, then it is reasonable to solve the problem by selling Bitcoin. Because investing is for our lives. Not for dedicating life to investing. Keeping money aside for emergencies and considering investment money as a long-term one. If the situation reaches a point where it is necessary to sell investments to meet important needs of yourself or your family. Then it is not a failure but using your financial assets for the right purpose. Bitcoin is a means to help with financial security and progress. However, it should not be more important than basic living or well-being.