There are some few hiccups that need addressing. Doing DCA isn't just automatic for everyone. It's best you choose what's good for you. All we do is advice you on what you can do. Which investment strategy is good. And that is DCAing. Nothing beats that. At the sametime, I am saying that it's good to check others if DCA doesn't fit into you.
The DCA method is flexible so everyone can follow it to invest. If a person has discretionary income, then he can easily follow the DCA method and invest with a long term mindset. If that person's income becomes irregular or he has a lot of responsibilities where he has to spend more, then if his discretionary income starts to be generated irregularly, there is no problem even if he does DCA irregularly with that fund. Even if he does not have discretionary income in a month or week, then there is no problem if he stops investing for that month.
But if you think that you have to invest regularly, then if you do DCA overly aggressively, then that is the wrong mindset. But for those who have high expenses or have to fulfill many responsibilities in the family, it is better to keep a strong backup fund.
