Obviosuly everybody decides their exit points individually.
My personal situation is, I am not thinking exiting Monero (=selling without a plan to rebuy the same amount or more later) any time soon even if Monero costs 10-50 usd each.
In fact, no reason to dump since when it is time to diversify, I hope I can do it without dumping (buying gold coins and other assets directly with XMR).
Also, I am working full time in two jobs which I love + I have several rental units around Finland which alone can sustain my lifestyle without working so I am not selling in the need of money but when others need some of my Moneros.
I know this might sound a scam but it really isn't. It is time to diversify when people are literally begging to be able to throw money into your bosoms (this is a sure sign of bubble, happened in dot-com-bubble 15 years ago people were sleeping in their sleeping bags so that they are able to invest in some kind of vague tech company that went 1-2 yrs later to bankcrupt).
I agree, I would love to be at the point where I could buy an ounce of gold with a couple of my moneros... That's what I'm personally looking forward too... But as of now, I'm living from pay check to pay check, so unfortunately I don't even have the opportunity to buy more if I even wanted too.
Stop using credit/debit card and pay in cash always.
Make yourself a track where your every dime goes, then make a budget.
Then simply figure out how you can safe in your expenses (perhaps eating out once a month instead of weekly, eating more veggies which tend to be cheaper and healthier per kilo than meat, not eating candies/junk, not drinking soda etc.).
My expenses are very low, rent is 20-30 % below market rent (I am renting in Helsinki where the rental income is only 3-4 % and buying appartments for investments with rental yield of 10+ %), I am paying for my breakfast + lunch only 3-4 euros/day and I still think I could safe even from that because for the sake of convenience I am using certain Finnish shop that is pretty expensive.
Then you see how the money starts to pile slowly to you... In real estate investing it is crucial to be good at managing money. It is a skill which everybody can learn and become better and better all the time.
Living frugally today means you are wealthier tomorrow.
