I didnt really follow the whole off/on chain conversation on this thread. So if you have a large amount of Gems what is the best thing to do? What are the negatives about having coins on the off chain wallet? Same level of security? Do we need to be on the offchain wallet to gain airdrop coins?
GEMZ on-chain will always be more secured than GEMZ off-chain. Users with large amounts of GEMZ shouldn't hold all of their GEMZ off-chain for security purposes. In order to accommodate these users, we plan to add a feature that allows connecting other wallet addresses to your username in order to influence airdrop calculations. Each existing address would be able to be connected to a single GetGems username, so only a single account will be able to receive credit for the contents of this wallet. These wallet addresses will not be used when sending/receiving GEMZ, only for airdrop calculations. We are also thinking of other possible methods to achieve this in the most efficient and user friendly way.
We recommend to look at the mobile wallet the same way you look at your physical pocket wallet. Your pocket wallet is different than your bank account. You will usually hold day-to-day spending money in your wallet, but keep the bulk of your savings in your bank account. The recommended practice is to keep a relative low number of GEMZ in your mobile wallet, and use if for sending to friends. If you own a significant amount of GEMZ, its a good idea to hold it in a different wallet which is harder to access and easier to secure.