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and we will be able to decide which system suits us the best. But competition will be even higher in the future I hope devs can build a better product for us than the competitors.

According to the documents, it turns out that UTRUST will be better. And as it will be in reality, no one knows except the developers.

Exactly this, a scammer won't ask for KYC and AML, also Utrust will be regulated by Swiss regulator FINMA, afaik in Swizerland they're not soft with scammers

Do not complicate things 🙂  Try to read the whitepaper and you will be enlightened.

Projects are both excellent and will not compete. While Utrust will make the platform, Monetha has already been working on the platform for a long time.

PRE_ICO has finished as I expected. I think it will continue in a same way at the next rounds. The people who bought from the first round, has doubled their money already. I also think about to join next rounds, if I can. If I get something from the signature, I guess I will not touch to it for a year. I believe that it will come to much better positions in the future.

Yes but they haven't provided anything useful. I also saw an article Wirth red flags about monetha..

We note the founders have exited one company already. We gather there’s a risk they could do it again here. So we dispose of 2 of their team points.
We believe there is massive overconfidence at every level of this ICO, from founder to investor. The product may not meet expectations, roundly speaking. -2
Such high inflation means that high token values are out the window. You will have to tread carefully trying to play this field, if you want to speculate. Merchants will probably enjoy it, if they benefit from it, which we guest. -1.5

Source https://hacked.com/ico-analysis-monetha/

Alice sells the private key of her Ethereum wallet to Bob. Bob pays through UTRUST. Alice is notified that the money is in escrow and sends the private key to Bob. Bob claims the key does not work. Alice opens a dispute.

Tell me how the UTRUST Mediator resolves this transaction.