I think that's not a big problem they can adjust its price accordingly and they can be done it through the average price on exchange. That's the more possible thing for them to do in my own opinion. Its better to wait for their official release for this i know this gonna be solve easily theybare professionals on this field.

Their first product will be launched in just 2 week already (on 3rd July) - Flight Delay Insurance. Hope price will increase a lot after real using PAL tokens.

But listing isn't that easy and they have the funds so whenever they want to list it on their own plans and what exchange is it. The exposure and community has a good feedback to Policypal and it is not going below ico price concerning with the recent drops of bitcoin. Trust Policypal team i know there's more surprising news about them and conference for CEO Val and Team so stay tuned.

New exchange coming! PAL listed to KKCoin today! Deposit & Trading begin: 25th June 2018, Monday, 12:00 SGT (GMT +8). This is A Singapore exchange.

https://medium.com/@policypalnet/policypal-network-listing-on-kkcoin-98b2e3196a22

PolicyPalNet will be partner with Sentiel Protocol to provide crypto insurance products for their individual crypto users and exchange partners.

http://bitcoinist.com/sentinel-protocol-partners-with-policypal-network-potentially-providing-insurance-coverage-to-crypto-exchange-partners/

And also, PolicyPal testnet is going to live today.