I believe that Optherium will help to solve current problems with fintech by building a private, distributed bookkeeping system that will allow individuals and corporations to safely store, exchange and sell digital assets around the world without any restrictions.

If this is accepted by the regulatory authorities or a parallel international financial system should be created (which is very difficult). Otherwise, the use of distributed bookkeeping system will be meaningless.
Optherium solving fintech problem sounds good if they are able to pull it off, i mean saying something is actually different from making it a reality that transcend the technology, able to build a private distributed ledger network that allows individual to corporations to securely store digital asset to be traded with fiat currency is nice, a very constructive project i must say, its a shame no bounty for the community
