For the development of the banking system, this will be a big plus if there are such innovative companies wishing to cooperate with the banking system.
Sooner or later, such projects will merge and similar with banking structures. Money changes, it does not stop
Now all over the world, banks act as intermediaries between sellers of goods and services and buyers. The banking system is ramified and complex. Crypto-currencies want to take away part of services from banks and simplify trade relations, which means the removal a part of the banks profits. In general, crypto is useful to all besides banks.