Is pretty obvious that some guys are just fucking around the Market should I say they're confuse or they're afriad to invest......I can't possibly say that they're afriad because bitcoin have proven to us that it still remains the best among others I believe no one will be doubting the future or the promises which he made because it has already fullfiled most of the promises and I believe there are more awaiting promises that is yet to come, those that keep giving excuses about getting started I wonder what they will say in the future. There is no specific time for bitcoin investment so long as you have a discretionary fund no matter how small it is if you maintain the ongoing buying of bitcoin using the DCA a day will come when you will be proud of yourself at same time being surprise to see that you have build a very large portfolio with that little amount you have been putting every week.

I don't know how gold is relevant.. except someone who is lost in regards to the value of bitcoin, and surely at most, you might hold up to 10% of the size of your bitcoin investment int gold and even 10% is probably too much.

Surely, we have the idea of ongoingly investing into bitcoin and perhaps keeping up to 3 months of expenses in an emergency fund... So if you have money that is beyond 3 months of expenses, then I would consider them to be reserve funds, which means that you can use them for whatever you like, including for emergency purposes if you were to have an actual emergency situation come about.

So surely, if the main reason that you are holding an extra 3-4 months of cash is potentially buy dips with that extra, then that surely seems to be too much cash to be holding to for the purpose of buying dips that might not happen.  Of course if you had not been buying bitcoin for the past year or more, then of course, your cash reserves would be building up - and Many of us likely realize that even a guy who might be saving up 15% of his income, it may well take him a couple of years just to build up 3 months of his expenses in cash (since 3 months is 25% of a year.. which would mean that if a guy were to be holding back 25% of his income for emergency/reserve funds, it would still take him a whole year to get to 3 months).  Unless there is any particular reason to be holding such cash it seems to be problematic to be holding that much cash, since by the time you get to 6 months or more, your cash might be losing value nearly as fast as you are able to add to it.. which is part of the problem with ongoing debasement of the dollar and other fiat currencies..


Yep.. Not a good position to put yourself in to be holding so much cash, even though when there is a dip in the BTC price, there can be some psychological pleasure to be able to have a decent amount of money to buy such dip, when it finally comes.

As you likely realize, ever since October 2023, we have ONLY had a couple of dips that were around 30% or more which would have had been the drop from $73k to $47.5k and the other drop from $109.3k to $74.4k .. .. .. I suspect that you have not bought since 2022-ish... so yeah, you have likely been building up your cash since early 2023... which I consider to be problematic... yet of course, guys will do what they are going to do.. .

By the way, a more core consideration is whether you have enough bitcoin or not... If you have enough bitcoin, then it really does not matter if you might be holding extra cash, yet if you still do not have enough bitcoin, then that remains the more fundamental question that should motivate you in regards to your cashflow management and how much cash you are holding in reserves.  You are likely making a mistake if you have already concluded that you don't have enough bitcoin, yet you are allowing your cash to build up because you are waiting for price dips that might not happen and even more problematic that you have likely been holding onto cash and allowing it to build up since around early 2023-ish... but hey, you do you... and hopefully others are not employing such strategies that seem to overly emphasize waiting rather than ongoingly buying bitcoin until you have enough or more than enough.. which is the most fundamental question..


Yep.. We largely don't know, and there may have been guys who started buying bitcoin at $64k in early 2021, and then the BTC price dipped into the $30ks for a while and ended up having a second top about $69k, so they might have had gotten upset when the BTC price dropped down to $20k and below, yet if they kept buying through that whole period, their bitocin holdings would be in pretty good shape right now.  We do not necessarily know where the BTC price is going in the short-term yet it seems guys have been doing pretty good who had been consistently buying 4 years or more, even though it is even better if they have been in bitcoin longer than 4 years.


You seem to believe that bitcoin investing is guaranteed.. which is a bad mindset... but hey you can do what you like and think the way you like, and hopefully you figure out a balance that works for you to invest in bitcoin and also to communicate about bitcoin investing in ways that does not screw up the way that others think about bitcoin investing.

As many times repeated here, the idea of don't invest more than you can afford to lose has to do with being emotionally able to tolerate large draw downs in the asset, including potentially going to zero, so you don't end up getting emotional about it and then selling on the way down because you start to worry about losing it.


That perspective does not make a lot of sense, which largely signifies that you don't understand the idea of not investing more than you can afford to lose, and you seem to think that your bitcoin investment is guaranteed to be profitable.

Surely no investor is investing into bitcoin or any other investment with purposes of losing.  The same is true with traders.

Sure many of us do not consider bitcoin to be a trade, yet money management skills for traders and investors is not significantly different since both investing and trading funds come from discretionary funds and it should be related to money that we can afford to lose.. even though no one goes into investing and/or trading with intentions to lose, even though surely traders are tending to take more risks in the way they manage their trading funds as compared with investors who may well just build up their investment funds with the passage of time and with ongoing buying.


Even if a person invests 10% of his income into bitcoin every year, it will take 10 years to invest 1 whole year's of income into bitcoin.

Surely some folks might be able to invest more aggressively, but it is not easy to accomplish, and there are so many people who don't even invest (or save) 10% of their income per year.. so it can take a lot of will power to increase beyond 10% - even if a person is able to.  There are some people who are not even able to invest that 10% amount because their discretionary income is not high enough.

So guys have to do what they can in terms of building up an investment portfolio, and yeah like you seem to be suggesting, there can be inconsistent income and/or expenses that contribute towards inabilities to continue to invest in bitcoin, so there is some needs to try to make bitcoin a priority and perhaps figuring out income and expenses to be able to try to consistently invest in bitcoin for as long as possible and to potentially even increase the level of aggressiveness.. even though sometimes there might frequently be more needs for normies to try to figure out ways to increase their discretionary income by increasing their income and/or cutting their expenses so that they have more discretionary income to work with when it comes to figuring out how much of that (how aggressive to be) in terms of allocating towards their ongoing investing into bitcoin.

By the way, you cited Wind_FURY, who is talking about having quite a bit of reserves (back up funds) built up, but choosing to keep that in cash, which to me seems to be a form of whimpiness, even though surely the level of aggressiveness is within the choice of each of us to figure out how we want to deal with our cash and how much to invest regularly versus how much to hold back for investing later for dips that might not happen.


Of course, it is a worse issue for longer term holders to sell too much bitcoin too soon because they are expecting to be able to buy bitcoin back cheaper than the price that they sold it.

Yet, the error does not have to go that far, since there are plenty of folks who might try to play the cycles in the way that they buy bitcoin too, and they think that they are outsmarting the market because they know about the cycles, so they figure that they will buy during the dips and just hold during the rips and just let their money stack up during such rip periods, yet they still likely end up with way too few bitcoin because they are not regularly buying, and surely many of us likely realize that if we can spend at least a whole cycle or maybe even a cycle and a half or two ongoingly buying bitcoin, then at some point, we will reach a level of bitcoin that we have enough.. even if we have not quite reached fuck you status yet.  It is difficult to imagine very many folks who are able to get to such status in less than a whole cycle unless they were able to front load their bitcoin investment, and even if they were able to front-load their bitcoin investment, they still might not have had been able to get close to enough bitcoin so that it makes sense for them to stop or slow down in their bitcoin accumualtion practices (through ongoing buying).


Of course these are good points, and there is a lot of value to the earlier accumulated coins even if they might have prices all over the place, and even in the last 4-5 years, if a guy had been buying bitcoin persistently, consistently, ongoingly, regularly and perhaps even aggressively, he then likely bought coins at all kinds of price levels, and sure some of the coins have way higher level of profits, yet at the same time, it is likely that the more important question is the ongoing accumulation of bitcoin rather than getting preoccupied by selling some coins and taking profits.. and then still not having enough coins.. so then why would a guy sell from one hand and then buy back with the other hand, because his current status is (or should be) ongoing accumulation and not fucking around with selling until he gets to a certain level, which could take more than a cycle or two in order to get to a level where any selling might start to make sense.

So he starts out with more strict accumulation through ongoing buying, and then after a cycle or so he might get to a point that he can start to slow down in his bitcoin accumulation and even allowing some time to pass before he might graduate to a place where some selling might start to make sense. which should be at a point that he had reached some kind of overaccumulation status..


I have a hard time imagining very many guys who might be able to reach overaccumulation status in less than 4 years, and even a couple of cycles might be a challenge absent quite a bit of frontloading of the investment and perhaps even an investment rate that might be 15% to 25% of income and then maybe guys who are investing in a 25%-ish level might start to get to overaccumulation level after 6 years or more.

When we are referring to normal and regular people it tends to take longer, even for guys who might have abilities to invest into bitcoin at relatively aggressive levels without overdoing it and recking themselves.


There is a certain value that come from holding through the ups and the downs, and even though the guy who bought at $68k cannot have any confidence about losing his 2x profits, he may well need to take a chill-pill and to ride out the situation for a couple of cycles.

Surely guys who have been buying regularly for around 4 years would now have an average cost per BTC that is around $50k, and surely there is a good feeling to have your BTC holdings in profits, yet there is also a good feeling to continue to allow the profits to grow even if they might have their ups and downs and there might even be periods that bitcoin holdings are in the red, yet it would not be common for a regular and consistent bitcoin buyer to have bitcoin in the red after he had been accumulating 4 years or more.  Anything can happen, so it is not guaranteed that we will be in profits after 4 years, but if we really commit to investing in bitcoin for 4-10 years or longer and if we are accumulating bitcoin for 4 years or more, then our earliest of coins would have had been purchased 4 years or more earlier, yet our latest purchases would still be in their journey of adding and building our bitcoin stack size.


Of course it is quite likely that with the passage of time, bitcoin prices will continue to go up, and there are going to be normal people (and even institutions and governments) buying bitcoin at $500k plus, $2 million plus, $10 million plus and other higher prices, because that is just the way a scarce monetary asset is likely to work... which seems to be how bitcoin is currently working and how bitcoin is likely going to continue to work.. and we just have to see it play out and to see that it takes time to work its way ongoingly to higher and higher prices with the passage of time, and many normies will continue to believe that they are too late.. yet little by little many of them will come to realize that they don't really haver a choice but to buy at whatever price rather than getting worried and/or worked up based on their perceptions of it being overly priced... which is going to largely mean that earlier adopters and earlier buyers are going to continue to be advantaged over the ones who wait.

A Gold investment is another hedge against inflation, but with lower volatility. I believe that's relevant especially today that Central Banks have been the largest buyers, accumulating since 2020.

Personally, I have a small investment, which I may add more if the price DIPs.


OR the DIP will happen, but it wouldn't be as low as the current price. That's probably why DCA using small amounts of capital relative to the total + having the rest ready to Buy the DIP in case it crashes would be a more effective strategy during the current market condition.


I may feel that I have enough Bitcoin, but I know that keeping my savings in cash would bear an opportunity cost + inflation risk.

When you said promise dude, it is as if we had a discussion with Bitcoin which off course we didn't do that I believe Bitcoin has been able to proven it is a reliable and undisputed asset because of the team I mean the team is really determine also what makes coin grow and have value sometimes is the community, Bitcoin has a lot of holders and you can imagine Nations and institutions investing the reason for this is very simple, because Bitcoin is reliable and it value can be recognized and see in the future, the Nations and the institutions that are investing in Bitcoin are not in haste to make quick profit that is why they will have a good harvest ( return) when it is due.

Majority of bitcoin merchants who wait and buy strictly on dips are bitcoin traders that disguise as holders maybe because of unfavorable market which lingered a little there by making them hold further. A bitcoin investor who aims at long-term holding and also having an over accumulation target will not wait for dips. They utilise every moment of available discretionary income to acquire more bitcoin and they have a working DCA strategy for continuous accumulation.

Buying the Dip to sell when a person feels the market is favourable can easily Keep you completely out of bitcoin investment when it gives you the options of either buying back at higher prices or quitting bitcoin investment completely. It is not wise to see the Dip as the only time to invest because you seem to take all your decisions on FOMO basis which would land you into regrets later.
Newbies were introduced by old members and they receive guidance from them. When an old forum member who doesn't have the mindset of buying to hold introduces a newbie to the forum, he leaves the newbie with a conflicting opinion like; "It is good if you can be buying bitcoin to hold for a very long time at least 4 to 10 years but for me, I do target dip and sell shortly when there's price increase". This automatically affects the thinking pattern of the newbie who now sees dip as the best buy-time while also looking up to good market period to sell off immediately believing he would also make profits.

Changing the narrative of newbies would start with changing the narrative of old members because a Bitcoin Trader recruits more bitcoin traders while a bitcoin investor tries everything possible to recruit more bitcoin investors. Dips don't happen always neither does it announce it's about to happen. This means that a person may wait until eternity without seeing his choice of dip happen or it may happen when he has no money to acquire bitcoin which may lead him into borrowing to invest or investing with emergency funds which is not a good option and exposes his bitcoin to premature sales.

Everyone who was involved in such decisive mistakes now stand to regret why they did so of which even many of us fell to that level too. Sometimes we play too safe and loose at the end. Most people who knew about bitcoin earlier thought it was all scam while others feared the stigmatisation from the government who tried to fight it. So you may not right blame anyone who didn't invest earlier before now. We're only getting much involved now because we have seen that even governments are gradually drawing to the side of bitcoin and even making plans to hold some bitcoin reserves. Some chances we miss are humans but realising our mistakes makes us smart too.
Talking about leaving 10 percent of your bitcoin in gold is a good idea but then do you also consider your stage of accumulation? Some beginners don't have patience to achieve an over accumulation in bitcoin investment before planning for diversification which gold would be a good option to go into with your 10% bitcoin investment, instead they tend to invest alongside gold which also stresses their finances. Again, having 3 months of your income as emergency funds alone may not be the best option as everyone's income differ largely but everyone is exposed to nearly equal emergency situation which is why continuous accumulation of emergency funds is also advised especially for low income Earners. A person who earns $150 monthly has low emergency strength compared to a person that earns $800 monthly. So this 3 months income emergency funds is not to be fixed. Reserved funds which also serves as backup funds when in excess can be introduced into bitcoin at DIPs while maintaining your DCA approach continuously.
Yea sure, dips don't happen always neither does it happen at our own time. So holding up such amount of money would just expose the money to inflation without any return. Holding up to 3 to 4 months of income is such high to play around with.

You're very correct sir. The rate of devaluation amount the local fiats is becoming alarming and stalling up fiats could just be a waste of time and resources. It use to be other fiats to dollar until dollar got a digital contender which is the bitcoin. I remember years back when in my locale, our best investment comes in buying dollars to hold as our fiat kept loosing value to dollar. This has been overtaken by bitcoin which now exposed the weakness of dollar as other fiat currencies. Should we save up dollars, even if it gains among other local currencies, it would surely loose against bitcoin and this is one big advantage of bitcoin over all of them.

In this case, I want to say that it is most important for those who are still away from Bitcoin investment to get involved in Bitcoin investment. Because any country has the ability to reserve Bitcoin and they are going to participate in Bitcoin investment for a long time, but this DCA method is for both rich and poor investors. According to the DCA method, it is possible for a low-income person to invest in Bitcoin and keep it for a long time, but he can hold Bitcoin according to the wishes of the weekly and monthly holder.
Success is guaranteed if you hold Bitcoin in the future, as time goes by, the demand for Bitcoin investment is increasing greatly and many countries, including various treasury companies, various individuals are expressing interest in Bitcoin investment and holding Bitcoin.

You don't need to understand everything about Bitcoin before you invest in Bitcoin, and you don't need to start your investment in absolutely perfect market conditions because Bitcoin is highly volatile, and you don't know when the market will be favourable for you to start your Bitcoin investment. If you have a source of income that guarantees you discretionary income, you can adopt the DCA strategy and start your bitcoin investment weekly or monthly based on the one that is convenient for you, and you need to set aside your backup funds or emergency funds. In case you have any emergency you didn't plan for, you can depend on your backup funds or emergency funds to solve your emergency, and it will not influence you to sell your bitcoin.

The only time we can say there is an absolutely perfect market condition is when there is Dip else there is nothing of such especially for an Investor because their target is always long term investment and so using the word absolutely perfect market condition seems like a trading term because as an investor you don't really need this because the dollar cost averaging is always there to buy at any time regardless of the market condition. And don't complicate or mistake back up funds to emergency funds because they both have different task even though they are both used to solve problems but the problems they solve differs.

You are not wrong sir, all you said here are very true, if as an investor, we are only paying more attention to what Bitcoin has to offer long term, we will not be troubled by short term volatility, and due to the fact that Bitcoin is still in it early days, and no where near it peak price, their is a higher probability that it can go as high as a million dollar or more in the future, so buying Bitcoin now will definitely looks like a steal in the future, that's why am urging everyone to invest in Bitcoin now that it's still pretty early because nothing gives you a better feeling when you knows that you made the right decision when you should have.
Additionally, let's use those that bought at the previous all time high at $69k as example, if they are still holding unto their Bitcoin, they would be in a huge profit by now because they are still holding unto their asset, that is why it's very important to buy now regardless of the current price because Bitcoin is still going up and it value now will be no where near it value then, so seize the opportunity now it's still available.

Perfect market condition do not exist so for that I will say the perfect market condition is every time, damnit I don't get it when some persons won't just be free to say they are traders, it very unlikely to hear or see a serious whose purpose of investing bitcoin talk about perfect market condition, buying during the dips is not bad but waiting to buy then hasn't ever been the right decision especially for newbies and long-term investor from the start, with what I observed, it is very obvious that theres nothing you'll preach to some people for them to retrace there steps espacially when they are illed informed or acting ignorantly because of there quest to make money by all means, it is unfortunate though.