Actually, it's not that you don't understand, it's just that your understanding is different from yours in interpreting retirement preparation.
Obviously if we have a lot of Bitcoin and the price can reach $1 million, it will make the owner rich when they release it. The question that will arise when you sell it for $1 million is what will you do? Business? That means not retired but still working. So what if the business goes bankrupt?
Well. Therefore, it is better if you continue to be a Bitcoin holder even though it is time to retire.

Different people see their retirement differently - and that's okay.

Some want to continue to be in business, so to speak, while others - they seek full-on retirement, so to speak.

I think the answer here is not about the price of BTC. Rather, it is about the amount of BTC you own that you can comfortably live during your retirement.

To answer your question OP, I would be comfortable having at least 2-3 BTCs when the price reaches $1 million. As someone who lives in a third-world country, having 2-3 BTCs (equivalent to $2-$3 million) would put me in a position where I can purchase several properties for rent and other business ventures. This would also give me an opportunity to acquire more assets and diversify my investment portfolio further as an inheritance to my heirs.

We all believe that BTC has the capability of breaking records with its price. Time and time again, we have witnessed events that skyrocketed its price on the market- which is also the reason on why reaching this kind of price milestone is realistically possible within the next few years.

All in all, there is no alternative to the long term, if you want to make real profits, you must have a long-term plan, Bitcoin has created 110K ATH at the moment, it has the potential to cross 1M million or 10M in the future. The current price is very insignificant compared to the potential of Bitcoin in the future. Bitcoin can become much larger than we expect in the future, and it will definitely happen because Bitcoin is constantly becoming stronger. So all in all, you should never wait to buy Bitcoin, what you think is very valuable at the moment, in the future this price will seem much lower to you, but then there will be no opportunity to buy at this price.

This question is an individual question because for most people they like working so other investments will just be an additional income so even if Bitcoin hit a million dollars today there are people who will not quit their jobs because investment in Bitcoin is not that tasky for someone to be concentrating on it only this is done online so as far as you are following up with the latest trends like news like either drop or rise in price it's okay still working



The other set of people who will quit their Jobs if Bitcoin eventually reaches a million dollars is the people with the mindset of I have already arrived via my investment in Bitcoin and since I have an investment that I worth a million dollars there is no need for me to work I can't blame anyone of the two categories of people here because everyone has their choices to make

Exactly since somehow earnings from Bitcoin is temporary and we don't know what will happen in future that's why same as you I would rather choose future security rather than trying something risky on my side.

But that doesn't mean I'm thinking negative on Bitcoin's future but rather I just want my self and my family safe from future troubles. Also provably would do other extra things like building up a business  from the profits I get from Bitcoin and if I became stable unto this then provably I will retire from my job but for sure will continue to find good opportunity or still join on Bitcoin investment even if I'm old dude.

If you would love what you do - then yeah, that would be great to keep going while you can and are capable of doing so.

Some are not so lucky to find and work in the sphere that sparks passion in them..

But why would you retire though? And if you retire what will you do? So for me it doesn't make sense to retire just because Bitcoin reaches $1 million. We still need to do and focus on things in life that will make us happy.

Just continue to evolved or maybe diversify, maybe became a businessman or entrepreneur or just continue to invest in Bitcoin while we are still alive. Don't rest as what my father says. Just go on and live another day.

After listening to your words, I remembered a line from Robert Frost's famous poem "Stopping by Woods on a Snowy Evening". He said in the last stanza that

'The woods are lovely, dark and deep,
But I have promises to keep,
And miles to go before I sleep,
And miles to go before I sleep.

We have many responsibilities before we go to rest. Even at the time when we think we should go to rest, we will find that there are many tasks left. So we have to fulfill those tasks responsibly until the last breath of our life. Maybe if the value of Bitcoin is 1 million, I will plan to rest, but at that time 1 million will not be much worthy for me. I will have to work more. Either for myself or for others, there is no opportunity to retire until death.

For bitcoin to reach 1mil USD, it will take a long time, and by long, I mean really long.

For retirement, dont think of that to be funded by bitcoin reaching 1mil, that is unrealistic, it might happen but it might not as well by the time we live here.

I think making the most of what bitcoin has reached all this while should be out objective. Not planning for something huge but living properly. Use any method to sell coins when you need, dont hesitate to move your assets when needed.