I change my mind, if you gave me 10 btc, i'd return it back after investing on the projects like Waves or DAO. I do think these projects will have something better to lay in the future.
Onec I get to earn after few months, I'd make it 12btc. PM me if you intend to send the 10 btc  

If someone gives me 10 btc then I will surely hold it for halving as I don't want to invest somewhere which will make me to  loose everything.
holding the btc won't make you richer still as you would have to give back the 10 btc and that means you'll have to pay the interested. so you owe some.