Back read some of the comment and learned that some of you are comparing Utrust to Paypal stop the comparison and focus on the platform it self, we are talking about crypto here and we are looking for merchant to accept it, it would be nice if the dev team could make a proposal to some online merchant and see what they think about it.
SOMA Marketplace will accept this. Although this is also a crypto project, it will be a use case for Utrust.
However I see you point and I would like to see a merchant list of "real world" merchants that will use Utrust, it will be a good boost!