I've already invited some friends, referral program seems to be good way to get some more tokens. And we still can get 10% bonus from ICO.

Are there advisers in this project? If so, who are they?

Look what I found on their website. Syomin Aleksander, Vladimir Zhitov and Julian L. Zegelman are advisers in XWIN project

Sberbank, Russia’s largest bank by assets, has opened a blockchain lab to develop, test and pilot blockchain projects.
The newly established blockchain lab will focus on developing business solutions for the wider Sberbank Group in addition to cooperating with startups, associations, communities and alliances to further blockchain awareness and development.
What do you think about that?

Blockchain can considerably reshape many business areas related to the financial market, as well as classic activities of the bank and our clients…It is important to note that blockchain helps market participants cooperate more efficiently

It's great! Moreover, the newly established blockchain lab will focus on developing business solutions for the wider group in addition to cooperating with startups, associations, communities and alliances to further blockchain awareness and development.

For example bonus for participation in ICO (10% right now)

Of course it's important but we are talking about thing which makes project more attractive for inverstosrs right now, can you share your ideas about that?.

Well, this thing makes the project attractive too. I think, the main advantage of XWIN (and other projects probably should look like that too) is a considered and easy-to-understand business model. Legal advisors and other percents for investments are like a nice bonus in addition to this.

Most of the people aren't interested in the intricacies of how the project should run. What I'm saying is, through incentives they could possibly make it look more casual and more welcoming.