You may be misunderstanding. Because to find discretionary income, we do not need a continuous income stream. A person who does not have a stable source of income can find discretionary income through proper financial management. What we need to do is to do proper financial management. Suppose a person has a source of income of $ 50 but it is not his stable income but he can do proper financial management and through proper financial management he is able to find discretionary income. Then he can also invest.

The reason why it is said to invest with discretionary income for investment will be. Investment is long-term, such as keeping the investment period of 8 to 10 years. If a person invests with his emergency money, he may not hold it for that long and his money may be needed. If he needs the money and during that time if his investment is going down and he needs the money, then he will have to sell his holdings, so it is said to invest with discretionary income sources. etc. There are many reasons

Not just that, why we are advice to invest with our discretionary income is that nothing is guaranteed in the future, though the probability of we making a fortune from our investment if we can hold for for a very long time are very high, but since nothing is guaranteed in the future, going all in on our investment is quite risky to not just our financial, but to our own wellbeing, that's why we should only invest with a money we can afford to lose, so that we are not going to do anything stupid to ourselves if Bitcoin later doesn't go as planned.

So you might say that we should use money we are not needing anytime soon, but the main objective is using money we are not too emotional tied to, money we can afford to lose, that way we will still be ok mentally and financially if Bitcoin later didn't goes as planned.

A lot of people still think investing is only for the rich, but that mindset is totally wrong. The truth is, consistency will beat capital most times.  Even with small amounts like $10 or $15, if you keep investing regularly using the DCA method, it adds up over time.
It is all about discipline and patience. Like you said, four to eight years down the line, those little weekly investments could turn into something massive.. The key is just starting with what you have and staying consistent, no matter how small.

See, investing in Bitcoin with your residual money, whether you do it through a fixed income or through occasional savings, depends on your situation. This will help you start small and develop the habit of investing early if you are not a victim of any unforeseen circumstances. However, it also has risks, especially if you do not have a stable income, in which case you may need money for an emergency or daily needs. So while investing with residual money is okay, it is important to first ensure that your basic expenses and urgent needs are covered. It does not mean that you will be able to profit just by investing. It is wiser to consider your financial situation before investing. Because if you want to be a successful investor, you must be stable and you will need a stable income to invest to meet all the needs of yourself and your family. In that case, if you want to invest regularly, then take your income to a stable level.  Just as it is true that you don't need to be rich to invest in Bitcoin, it is also true that if your income is not stable, you will not be able to invest regularly because you and your family's daily needs and unexpected situations will hinder you.

Here, I would like to clarify that the savings I am referring to are discretionary funds deposited in a bank. Personally, I disagree with this because I believe that if discretionary funds are deposited in a bank, they will inevitably be eroded by inflation year after year. That is why I say that investing it in bitcoin is better than keeping it in the bank. So, it should be emphasized here that the money I am referring to is discretionary funds and not emergency funds, let alone funds intended for living expenses. Because I also know that currently, we still need fiat money for our daily needs. Therefore, keeping it in the bank is fine if the funds are for living expenses, as they will not remain in the bank for long. I hope you understand my point.

Sure, there is nothing bad with buying more during a dip, aside from the money that you are constantly buying with, you know that the dip is another opportunity to buy more and hold, that doesn't stop you from buying your regular weekly or monthly investment, it is just another opportunity that comes up, and if you have the funds, do not be afraid to buy more during that time. But your income determines if you can afford to buy more.


Sure, we should invest with money we may not need anytime soon, but it also has to be money that, even if Bitcoin later turns out to be something we do not expect tomorrow, we will not be sad about the loss because everything is about taking risks. We take risks to hold for the future doesn't mean only investing with money we won't be using anytime soon, which is why they says invest what you can afford to lose too.

No one can actually tell for sure at when a bear market is going to happen, we see people every day making their own predictions which is okay and every one has the right to predict what they want to predict but rely on them for decision making can be deceptive. It can be an upcoming bear market yes but it there is possibility of it taking up years which we don't know before it will happen, I hold no grudges against anyone decision or way of approach but it is of the brighter side of the learning process to admitting waiting is highly disadvantageous and more especially for a beginner.

You have said a lot of important things. If we think a little better, we will get a proper idea about this inflation and how Bitcoin will play a positive role here. The main thing is that the central bank prints money and lends it to the government or commercial banks on the basis of interest. That money is given to the people on an even larger amount of interest. Now people can no longer print money. To pay that interest, they print it again on the basis of interest. The central prints a lot of money again and lends it on the basis of interest. This is a loop that has been going on since the banking crisis started. Since the whole world was forced to move away from the gold standard. For this system, money has to be printed regularly and inflation keeps increasing. Here, some people in the world become rich. And those who are poor, after this trap, become poorer day by day. And this is where the Bitcoin revolution begins. Bitcoin does not ask for interest from anyone, does not give loans  anyone. It is verifiable, limited, decentralized and neutral . Bitcoin is the only hope in this problem of inflation in the unstable economy of the world at the moment. When I see the government of a country saying that they will fix the economic situation, I laugh . The fucking government have made the entire world's economy worse. Where the people have been used as mortgages.

Perhaps we should get something ckar here and that thing is that, is not all source of income you can use in Bitcoin investment whether stable or not because some income can be stable but won't stil be enough to invest in Bitcoin this kind of income, after settling your expenses and some other relevant things there won't be any leftover to use as a discretionary income and sometimes too there are unstable source of income we can not use to invest in Bitoin not because they are unstable but because they can not or will not sustain or accommodate our Bitcoin investment because of how small it can be.