People still need discipline and focus these days, and surely not everyone is going to be able to identify bitcoin as a good (or perhaps the best) place to put their value. Investing in regular assets and index funds might ONLY keep a person in a kind of even-steven status, although better off than people who do not invest and keep their value in cash - or cash equivalents. The debasement of the dollar is getting worse and worse, so there might not be too many investments (even index funds, which is likely how many (if not most) normies invest into the stock market, partly because they have to through their 401ks (if they have them?), and pensions have disappeared in this process of ongoing debasement of a lot of living standards for normies).
Right, it seems that with the dollar (or euro) debasement, investing in index funds means in real terms just to save, or just get a minimal return. But as we have discussed in the past, developing the habit of saving and investing, even small amounts, can be the first stepping stone and then when people are faced with the possibility of investing in bitcoin (or other derivative products such as MSTR) they already have the habit in place and it is much more likely to be successful if they had that prior habit.
Just pointing out that in your post, you had quoted my lil selfie as your lil selfie, but I fixed it in this responsive post.
Back to the substance: For sure folks are much more likely to be advantaged in life if they figure out ways to live within their means and save/invest, and if they use debt, to figure out ways to use such debt wisely and/or strategically in ways that are likely to benefit them without overly increasing risk.
As you said, some folks might have built up some decent savings/investing habits prior to getting into bitcoin, and then they can largely apply their good habits towards their bitcoin investment. We likely realize that there are a variety of ways that we can make mistakes including our execution of various kinds of investments (savings) or our allocation choices, and/or even our cash management practices (which might be as important if not more important than choosing some good/great investments), and some of the mistakes (or even the successes) might end up playing out in slightly different ways in regards to applying to different asset classes and/or even our timing of when one asset class might be better to get into or out of (for our own situation) (yes getting into versus getting out of sounds more like trading rather than investing, but sometimes even in investing we might need to get out of certain investments if the strength of the investment thesis had been sufficiently broken) versus some other approach that might work better within that particular time (or that part of our investment journey).
Many brand new investors are skipping over investing into any kinds of traditional assets and getting into something like bitcoin, and surely some of them end up getting sucked into shitcoins, but then they might have 401ks available to them or maybe they are brought up with ideas of having a target (goal) that they are merely saving up for a down payment on a house, which could end up being a pretty BIG mistake as compared to investing into something like bitcoin...
I frequently will suggest that there is no problem for a brand new investor to start out just with investing into bitcoin, so then the balance would be bitcoin and cash while they are building up their cashflow management practices and perhaps trying to build various good habits... so newbies may not even be receptive to starting out with bitcoin if they were to have access to a 401k already, yet of course, a lot of people don't have access to a 401k to lure them away from bitcoin and in that direction (not that they cannot do both, but sometimes it can be difficult to dilute investments into more than one thing, especially for newbie investors who are just trying to figure out various basics of getting started and putting theory into practice).
These days many of us recognize that saving in dollars is likely not going to get normies anywhere, yet normies still figure that they are going to save dollars in a bank (or better yet if they can find some product that might get them 2-6% of annual interest)... and in real terms, they may well end up getting quite debased, debased and debased, and there might be questions at some point if the dollar stash gets to be a lot if they are being debased at a faster rate than they are able to keep adding to their dollar-pegged account(s).
To try to get somewhat back to MSTR, I am going to proclaim that it is my tentative belief right now that MSTR is going to outperform bitcoin on a 4-8 year timeline and/or longer as long as Saylor does not die and/or they are able to sufficiently self-custody their BTC without losing too many. I think that MSTR has systems in place that it is nearly inevitable to outperform bitcoin - however, I surely hate to make predictions on a less than 4 -year time horizon within the greater "bitcoin diaspora" (hahahaha I just came up with that reference on my own).
I don't like to make too long term predictions either because we are getting into the realm of less and less certainty and more speculation, but I wonder if in the future MSTR will not switch to utilizing bitcoin instead of accumulating. It's something I've heard people say at some point, at the moment he's accumulating as much as he can, but if the time comes in the future when he has say 800K bitcoin and the price for a single one is, say $10M, maybe it doesn't make as much sense to keep accumulating, let alone at the rate he is now, as maybe lending it and getting paid for it. But that future is so far away that it is just a hypothesis.
There still seems to be quite a bit of room in MSTRs current practice of ongoing and/or aggressive BTC accumulation, yet sure it might become true that at some point aggressive accumulation is not making as much sense to them or even that they end up having some changes in their own ideas based on their own manifesting of some new realities based on their having had stood out so much (so far) as a single company that has been so publicly focal about its aggressive BTC accumulation practice.
I don't have any plans to invest into MSTR at this particular time, yet if I did, I probably would want to plan tentatively on something like a 4 year or longer investment timeline (since I tend to prefer to be an investor rather than a trader), and then if I were to perceive that something that they are doing or planning to do is breaking my own investment thesis, then I could adjust my position at that time, or even perhaps get out of the investment.. since surely with MSTR there does seem to be quite a bit of centralized execution risk (and seemingly a bit of a strong leader in Saylor) that causes me more discomfort in regards to how central it is as regards to bitcoin, and yeah, I have been a bit of a pussy in regards to investing into index funds rather than choosing individual companies, so maybe I have discomfort in general in my own thinking about investing into specific companies..
