Your presumption is empirically denied.  I even mentioned it and you quoted it, but then glossed right over it in the rush to confirm and reiterate your bias.  I'll try bolding it; maybe that will help.

For many coins, suitability for backup is their most important merit.  You can't commend on them separately.

Litecoin has on occasion already provided stability (ie acted as a suitable backup) when Bitcoin threatened/suffered catastrophic consensus failure, and the markets responded accordingly.  But we've never seen them both experience simultaneous downtime.  That scenario only exists in your personal Imaginationland.

Regardless of all that, your quest for a suitable Bitcoin backup is now ended.  Monero shares none of Bitcoin's code, uses a different PoW, and doesn't depend on Secp256k1.   

For me the altcoins were a terrible loss but I learned my lesson: Only invest in projects that have sufficient funding and has some sort of chance to succeed.
Yes, the liquidity is needed indeed when there will be the repayment time, at least for the part of accured interests. Most of my loans are 60 days so there already have a nice chunk of Moneros coming as interests and they need to be purchased from marketmakers.
At this point I am too small to risk my Moneros in market making... When Monero is 100+ usd coin I might start a small market making "business" by giving quotes of bids spot - 5 % and asks at spot + 5 %. And perhaps only for like 10 000- 20 000 usd per side, so there is room for other makers as well.
I am also hoping to start seeing some investment vehicles that rakes money out of the realm of fiat currency.
For instance, if people buy a stock (let's say, Realty Income which is pretty stable by paying monthly dividends since 1960's and channel all the dividends into Monero, over long period it will create a massive Monero hoard and if it is simply hoarded it will force the price to steady rise especially in days when the coin is well distributed). This type of activity has similar type of effect on Monero economy as exports have in the conventional economy: it appreciates the currency.

Im way small fish and less expert than you, so I don´t have a sound strategie to offer you but... don´t you worry about your moneros not been returned back?. Since I learned that the leans are not 100% guarateed I just reduced this risk to the max... I offer some BTC at extortion rates from time to time, but I sleep better when they are under my control (well... Polo control)

By the way, if you hadn´t seen "The big short" film you may see ASAP. Hint: Bullish as fuck

http://www.imdb.com/title/tt1596363/

This was the movie that really got my wife to understand the value proposition of Monero, in a roundabout way.  She put some of her money in because I was so excited about it, and she kind of understood it.  Near the end though she had an epiphany when everyone who had previously laughed at the credit default swaps were now desperately trying to hedge with them.  I told her, "See?  You own like 1/5,000th of what will eventually become the premier private financial network on Earth.  No one thinks much of it now because they are sheep - but there will come a day when people are banging on the door and begging to get in at ANY price."

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Wait, what?  Please explain further.  I thought we had disbarred all these from the network.  Why are they allowed with a dust input?

Higher low, higher high criterion has been met.  Bullish.  Level-up to 420 activating.

In my case 0.9.3 offers me sweeping of 0.2737* dust for a total fee of 0.2

I went car shopping yesterday, and ended up pitching Monero to a couple of car salesmen.    
  
"Look, I could buy this car cash.  But I won't.  If you can't or won't give me a good interest rate, I'll just walk and come back and see the 2017 models later this year.  My investments will be worth more by then anyway."  
  
"Yes, but investments go both ways.  Don't you want to spread out your money some?  How much of a down payment can you swing?"  
  
"Not this one.  Do you know what it's done in four months?  Quadrupled.  I would rather hold any down payment in the asset, and come back later this year when it's a whole car."  
  
"What do you mean quadrupled?  What does that?"  
  
"Well, it's kind of secret at the moment.  I'll tell you this though: The last time I made a downpayment on a car was 2010 when this thing called Bitcoin was like 25 cents each..."  
  
Then I usually offer to write down a bunch of words on a post-it note and let them Google them on their own.  "bitcoin (2008), cryptocurrency, blockchain, monero (2014), cryptonote, coinbase, poloniex" and tell them if they want to know more they can always call me.

I saw your comment. A chain fork (and resulting market behavior) is not evidence that LTC will withstand a technological failure that Bitcoin cannot.


And hopefully it will stay in my imaginationland   but I'm not going to assume it can't happen.


Agreed! Except XMR doesn't have a transparent ledger, so it wouldn't be a perfect drop-in replacement for Bitcoin in my hypothetical black swan scenario. I like smooths idea of an XMR clone with ring sigs stripped out.

I'd advise to stay rational here, there is a large probability that they will be worth less. Both XMR and BTC have an extremely large drawdown.