I do understand people does wanna to get interest into their bitcoins, and banks does provide those service with fiat for a long period with a great rate of sucess, they able to share 1-5% monthly, would be great to has such service at bitcoin but bitcoin does make us our own bankers and we dont need an entity to take control to get those %, we can make it ourselfs.
Even though Bitcoin gives us the power to have control over what we have, people still don't seem to appreciate this feature yet.
And that shows as they are constantly looking for (mostly high risk) ways to invest their coins into something just in return for a certain reward.
These people are only interested in the potential profits that they can make where they completely ignore all the risks. It's is pure greed.
I at all times avoid services and sites that promise me a certain reward in return for my coins. I must at all times be in control of all my coins.