The idea of the bitcoin bank may not be very appealing for most people here because most people here are not idiots that don't know how to deal and hold their own bitcoin, but outside of internet forums most people are clueless and they will like the idea of other third party managing their money and not having to stress about losing your private keys because you forget the password or something like that, so yes i think there is still a strong niche for that bankster idea on bitcoin.
If we are to face the facts, you can't actually claim that all these millions of people who are using web wallets (for whatever reason) are idiots since a Bitcoin bank is essentially an advanced version of a web wallet. It would be basically along the same lines as claiming that the majority of people are idiots overall. But they can't be idiots by definition. In this way, I can't possibly see why the idea of Bitcoin bank may not be very appealing to bitcoiners at large. This idea may be even disgustful to you personally, but that doesn't mean that you can speak on behalf of all Bitcoin users...
In fact, the minority is always more vocal than the majority in any field
I do understand your point of view, but i doubt anyone here is really interested into a bank of bitcoins, besides the wallets that allow us to have plenty control of our coins, making us our own banks.
That's true, some web wallets are just like this, (like coinbase), as they required to send their users their personal information just what all banks is, instead bitcoin can do transaction without this personal information so whats the point why bitcoin bank can be created it simply destroy the anonymity of the coin.
It defeats the purpose on why we are using bitcoin, why we love bitcoin is because of it's anonymity and once there's a bank, there would be a Know your Client policy that will be integrated in the system and I guess majority of us will not be happy with that and will end up not supporting a bitcoin bank.
Most people are here for profits, not for some ideals like anonymity (which is still subpar, by the way), so, I think, you shouldn't use "we" (just speak for yourself). The purpose you are talking about has been defeated long ago already. Major exchanges (e.g. Bitstamp, Kraken, etc) already have KYC policies implemented, especially if you are going away from Bitcoin and trying to cash out. I guess it is the same with web wallets and their Bitcoin payment cards as well...
In other words, it is six of one and half a dozen of the other