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    Author Topic: Does the DCA strategy inspire newbies to invest?  (Read 28674 times)
    ruykeri
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    March 29, 2026, 05:41:02 PM
     #921

    Nobody can force anyone to invest more or less, its just personal choice that you are investing maximum or you prefer to remain wimpy. If you have 100$ spare in your pocket and you prefer to invest just 50$ then it's your personal choice to remain wimpy.
    I don't think that anyone with $100 discretionary and chooses to invest $50 into bitcoin is investing in a whimpy way. It's when you have $100 discretionary income and start investing $20 weekly is when you are investing in a whimpy way.

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     But those who have 100$ spare and are investing 100$ in Bitcoin are doing there own benefit because they are increasing their future profit. 
    I don't think that investing $100 which is your full discretionary income is being realistic because you have your discretionary consumption to take care of. It's not because you are investing in bitcoin, you should deprive yourself from your discretionary consumption since investing is a long-term thing.

    That’s right, I totally agree with you sim_card, investing $50 out of your total discretionary funds of $100 is neither wimpy nor aggressive it’s average and well recommended for folks with a static discretionary funds except there’s is an increase in their in their discretionary funds and folk decide to go a little bit extra.

    Going aggressive on your Bitcoin accumulation doesn’t necessarily mean one should go in with all his discretionary funds because one have other side expenses too, and also folk shouldn’t forget emergency funds are also gotten from part of one’s discretionary funds. So investing all of your discretionary funds into Bitcoin is like a time bomb waiting to be detonated because you never know when emergency will come up.
    DCA in Bitcoin depends on the person's income and financial situation. Whimpy and aggressiveness do not only depend on the percentage of discretionary income. There is some difference beginning of investing and after some day later . Since the backup is weak at the beginning, the income may be inconsistent, or you are still learning to handle volatility mentally, then even if your discretionary income is $100, it is okay to DCA from there with low amount . But With time, when all these factors are fixed, the amount of DCA will increase, which is normal.

    Think of two people. one has a stable job, 6 months backup, no debt, has a strong belief in Bitcoin, does not panic about short-term fluctuations, in his case, if he DCA from $100 to $70 or even $80, it may be normal. For another person's income is irregular, has almost no emergency fund, and family expenses are unpredictable, anxiety increases for price move it btc . If this person gives $50, that also  may be too aggressive. For him, it may be better to start with $20 or $30. An investor should invest with that amount of money where he will not experience any financial stress.

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