Both of you give meaningful point, Because after all DCA should not be a boring strategy to use if they connect it on their discipline handling their cash flow. The true advantage is this strategy can adopt on our income. There's provably some weeks that we can go heavy accumulation and the other will be fewer, but what's important is we don't stop buying.

Setting up something like minimum amount to spend will help us to became consistent, As we free more cash and then try to grow our income, those efforts we made will provably turn into more realistic wealth building. This is the real difference between doing casual buys on Bitcoin and trying to became strategic for improving our portfolios for long term.

I will straight with my response to what you said here,  we do not need to have a steady income to invest in Bitcoin but I won't dispute the fact that steady income is important but that is not what we need to invest, we actually need to have a discretionary income to invest, this discreationary income can come from source that is not stable, it means we need to have a source that we can figure out our discreationary income from, maybe you have heard that Bitcoin investment is a very smart one, this is one of the reason why such is been said, maybe I have said this before, there are persons that have stable income but may not still know how to figure out their discreationary income.
Stable income does not safeguard your Bitcoin rather what does is your emergency funds I think you're missing up things, you create your emergency funds along side with your Bitcoin acumulation to enable you safeguard your investment, if do not have emergency funds available when emergency comes, it becomes a problem.

If a person has a sincere desire to invest in Bitcoin, then he will be able to invest in Bitcoin with any income. Because that person is holding Bitcoin for the future, it will be better to take the only risk, because if he invests in Bitcoin according to his ability, it will be easier for him to keep it for a long time. Because the investor will invest some money to eliminate financial shortages in the future, it is a discretionary or prudent income, any income will be possible to invest here.
Investing in Bitcoin in the current position will be the best plan, so every responsible person should participate in Bitcoin investment according to his ability, he can create the ability to invest in Bitcoin with any income

I are right but the bold part of your comments seems wrong to me though because if a beginner should wait until they set up money for emergency in other for things to be perfect before they start, they might end up waiting forever because things doesn't just work that way. As an investor what's important is starting immediately so long as you already have a source to provide money for yourself and from the money you are making through your source of income you can actually figure out your discretionary income and then start stacking Bitcoin from your discretionary income. So what I'm trying to say here is that waiting for things to be perfect will eventually delay someone from buying Bitcoin, so they just need to start buying Bitcoin with their spare money which is also known as their discretionary income.

This looks more like you are contradicting yourself because from the first bold part of your statement you said this
And now you are also saying that beginners shouldn't save before investing in Bitcoin. By the way that's true but your first comment seems very wrong.
From my little knowledge so far I believe that savings, reserve funds and emergency funds are similar because they are just money which will be used during an unexpected financial or none financial challenges (cuz money solves 95% of challenges.

That's right.

No doubt about the fact that even this someone is not a Bitcoin investor they still need savings. But honestly, let's  think of the fact that everyone is not the same because not everyone has savings, but if they eventually gets interest to invest into Bitcoin and they have a source of income, they should get started immediately and while they are investing they can literally learn the importance of having or let's say saving for an emergency.

I also think it's better to also have a stable income instead of not having a stable income even though having a stable income is not way part that we must invest in Bitcoin because it's not easy for any investor to maintain his regular accumulating of Bitcoin for a long time without having a source of income since it's from the source of income that such investor can generate his discretionary income to invest in Bitcoin so having a stable income is also better for investing in Bitcoin for a period of 4-10 and above.

Don't get it twisted You don't need to invest with any income but your discretionary income. Discretionary income is the amount of money that you can afford to lose. If you invest with any income, it means that if your needs arises, you will sell at loss to take care of your needs if bitcoin price is below your entry point. Before you invest in bitcoin, you should first take care of your basic needs and monthly expenses to avoid premature sales. Anyone that invest with the amount of money that you cannot afford to lose is gambling and not investing.

No, it's not important or a criteria before you can start your bitcoin investment. If any brand new investor doesn't have any form of backup funds before he decides to start his bitcoin investment, he shouldn't see that as a problem because he can start buying bitcoin and build his emergency funds simultaneously, with his bitcoin investment so that, he doesn't keep waiting for a long time and miss out a lot of opportunities in the market.

It can take up to a year or more for a low income earner to build his emergency funds of at least three months of his monthly expenses. It better to be a low coiner than waiting as a no coiner for no reason. Don't forget that fiat depreciates overtime which makes it not a wise decision to pile up fiat and ignore the important thing which is buying bitcoin immediately, and hodli for long because bitcoin saves the value of your money.

You should avoid anything that will keep you waiting before buying bitcoin because it's a big setback in your bitcoin accumulation journey. Bitcoin price and time waits for no one.

You’re correct actually, but for the sake of better clarity for others, I’d like to point out that the statement “invest what you can afford to lose” is not an advice for you to go and lose, rather it’s a warning to investors that they should not put themselves in a position where their survival depends on wether the market goes up or down. Nobody enters Bitcoin expecting losses, we all invest because we believe the asset will grow in value over time. But at the same time, smart investors understand that volatility is part of the game, especially with Bitcoin and that’s why the advice of “invest with money you can afford to lose “ exists. If someone uses money meant for important responsibilities like rent, feeding, bills, or emergencies to invest, any market downturn can immediately create pressure and fear for them and once fear enters, long-term investing becomes difficult because emotions start controlling their decisions.
So when people say you should invest what you can afford to lose, they’re not telling you to throw your money away or prepare your mind for failure 😄 The real message behind that advice is to avoid putting yourself under financial pressure because the market can move crazy sometimes. You can simultaneously build financial stability while you’re ongoingly investing.

What’s all this talk about have steady income before investing?, having stable income is not a prerequisite to kickstart your bitcoin accumulation. If that was the case many people would be no-coiners today, but that’s not the case. All you need to start your accumulation process is a source of cash inflow/income, it doesn’t have to be steady, and then figure out your discretionary income from it which you can then use to buy.

Understanding discretionary income is not complicated and never something one should go extra miles in seeking knowledge of it. It is not right to make things complicated else it brings unnecessary bureaucracy to the process that is supposed to be easy to apply. Whenever an investor receives cash inflow, the first thing is to do is remove te money to take and settle basic needs and when that is done, whatever remains is called discretionary income. From the discretionary income, the investor will set up emergency funds, reserve funds float and even make the investmemt.

Whatever method a person decide to use for his Bitcoin accumulation,  the discretionary income does not change and it is not complicated to know since basic needs are already things we do regularly.

The use of DCA strategy is very important for us to consider when it comes to long time approach and we intend to do our investment more conveniently without putting more stress on ourselves at the course, ca is a strategy that permit everyone to invest every month with the stipulated income will end and try to use it to buy the dip, which is on every market fall, then holding until the market rises, which will also give a newbie investors more chance to make profit after investing in Bitcoin because the have the capacity to hold on to the market become profitable to them before selling.

You have undoubtedly mentioned the main point that those who are already involved in investment and are regularly buying Bitcoin can use multiple strategies if they wish, but those who are completely new and are in the learning stage should not hesitate to invest by getting involved in multiple strategies at the beginning.

Rather, those new members should apply the investment strategy that is simple and easy for them to master, such as the dollar cost averaging method. In fact, in the initial stage, this can be an experiment, especially for inexperienced investors, and it can even be referred to as a demo investment because there is nothing better than this process to learn from the beginning, so DCA is always recommended for any newbie.