Yea that is a very good advice, from time to time it is needed for investors try being aggressive it might be a constant something because it some financial constraints but we should try because it will help us to reach our target as fast as we think, bitcon work with target and that target can only be achieved if we set our plans and work towards it accordingly, as good as our consistent DCA is with our discreationary income, it will be of an immense help to us if try to be aggressive sometimes, we know that finances might be the problem to perfect these sometimes but we can do it because there are times we experience cash flow, and another thing is the lump sum buying, we can still do this, these strategies are good to work with because of how help they are to us on our Bitcoin acumulation.

what is the need of learning security when there is no Bitcoin stash to protect, do you think security can be known in one day huh? New scams and security threats spring up everyday. If person is now delaying his self because he is learning security person may not start his bitcoin anymore.So person have to treat what needs to be treated first.

And the thing to be treated first is to start your ongoing investment when you get discretionary income, and learn whatever things you want to learn along the way.

If you can afford to buy Bitcoin aggressively then you should go for it because the more stash that you have will give you more returns on your investment at bull runs and especially when price hits ATH. But it is not mandatory that you will buy aggressively if you cannot afford to, you can as well buy with amount that you can afford to loose, what matters is that you are not putting yourself under pressure to accumulate Bitcoin.

 My advice would be that if you can afford a discretionary fund you should concentrate primarily on DCA method and buy lump sum when you have lump money to buy also you can save up a reserve fund to wait for dip and take advantage of it, just make sure that it is your discretionary funds that you are using to buy. By all means you can combine more than one strategy to accumulate Bitcoin, there is no need to be rigid by using only one strategy to accumulate.

Just because you buy more than others doesn't make it aggressive. The key is how much of your discretionary income you're using to buy Bitcoin, and how much is left over for backup funds, savings, or discretionary spending. $20 might be aggressive to one person, while $500 might be a very modest amount to another. That's why it's wrong to base your investment amount on someone else's amount. Everyone's income, expenses, family responsibilities, backup funds, and peace of mind will be different. For example, if I invest 80% of my discretionary income (say $50), that might be pretty aggressive. On the other hand, if you buy $500 and that's a very small portion of your discretionary income, that probably wouldn't be aggressive.

 Another thing is that it is not right to become aggressive because the price is rising or falling. Going beyond your limits because the price is low and buying more out of fear when the price increases can both put us under stress.

Yea, our discretionary income is very vital and it is what keeps every investor afloat in their accumulation journey. But despite how big or handsome our discretionary income is we also need to have a good financial management skill because without this skill it may be difficult for someone to take good advantage of the Dip and they can make a mistake in the process of being aggressive in their accumulation because some people go outside their discretionary income while trying to be aggressive and it is very wrong

I have experienced it myself that without backup funds in place, its very difficult to hold your bitcoins for long term. As time passes we may need money for different purpose and in case of absence of backup funds, the only choice left is to sell your Bitcoins. We must take this thing seriously that we must ensure backup funds before we start investing in Bitcoin for long term. It won't be investing rather trading if you are investing in Bitcoin without any backup funds in place. Those who think that they can hold Bitcoin for long term without any backup funds, learn the lesson the hard way.   

I will advise if you want to be aggressive when using DCA strategy to accumulate Bitcoin try to have a reserve funds and this reserve funds will only be used to accumulate aggressively when there's a dip this way you won't be pressured to use more than your discretionary income to accumulate during the dip, so from now you can start building your reserve funds meant for aggressive accumulation during the dip.
It is very bad to use more than your discretionary income for Bitcoin investment it is never advisable to do that, use only your discretionary income if you don't have a reserve funds that you can use to accumulate aggressively during a dip don't be aggressive except you have a very strong emergency funds.

Aggressive buying can still be done with your discretionary income and it's not a most that you buy aggressively only during the dip so that you don't deprive yourself from DCAing aggressively when you can because it will boost your bitcoin portfolio faster. I prefer to DCA aggressively when I have the financial flexibility to do so instead of waiting to buy aggressively at the dip that I don't know when it will come.

Of course, everyone should set up a reserve funds to accumulate bitcoin during the dip because it gives you discounts in your purchases and you should know that reserve funds isn't only to buy bitcoin at the dip, it's also used first to take care of a real life emergency before touching your emergency funds if your reserve funds isn't enough.

This is true, as a long term investor there’s no market price you can’t buy aggressively if you have the financial capacity to do so. Aggressive buying is encouraged but people must make sure they don’t over do it by using the cash or money they’re supposed to use for sorting out other basic or mandatory needs, but when buying aggressively it should be done according to your discretionary income. Choosing to buy aggressively during when price is dip is not DCA but dip buying which means you have a trading mindset because you are literally waiting and saving money aside just to target when the price is very down before you can buy bitcoin.

Being aggressive is a description of how a person is investing within their abilities. It is not about how much income you have.

Yes, of course, a rich person has more options.

A poor person can still choose his level of aggressiveness or not within the scope of his discretionary funds.  And, yeah, if they barely have any discretionary funds, they might not even be able to invest in bitcoin since they don't have enough... I understand that.


Sure, getting more income can help how much discretionary funds that a person has to work with, but the idea of being aggressive is still not about how much you have.

Maybe you need an example to use the expression properly?

Let's say that 3 persons have an income of $15k per year (which is $1225 per month), and their expenses are $1k per month, which would leave $225 per month in their discretionary income.

1) One of them in the middle invests $75, saves back  ups as $75 and discretionarily consumes $75

2) A second one as whimpy invests $15, saves back ups as $80 and discretionarily consumes $130

3) A third one as aggressive invests $180, saves back ups as $30 and discretionarily consumes $15


If they get a raise and their discretionary income goes from $225 per month up to $1,200 per monht, yet if they keep the same proportions then they have not become more aggressive merely because their incomes and amount invested went up.

Let's say after the raise their expenses stay the same, but their income goes up to $2,200 per month, so each of them ends up having $1,200 of discretionary funds

4) The one in the middle invests $400, saves back  ups as $400 and discretionarily consumes $400

5) The second one as whimpy invests $30, saves back ups as $150 and discretionarily consumes $1,020

6) The third one as aggressive invests $900, saves back ups as $200 and discretionarily consumes $100

Even though the amount of discretionary income went up in the second example, each of them in 4, 5 and 6 stayed in the same category because they largely kept their proportions the same, even though each of them increased the amounts in each of the categories, including each of them increased the amounts that they invested based on increased discretionary income.


Sure.  In the real world, there tends to be inconsistencies in regards to income and expenses, so discretionary funds are not going to necessarily be the same for each month.

A person is in a better position to be aggressive if he has strong cashflow management practices in place, meaning if he has good back up funds, he is more covered in case he makes a mistake.


By definition, buying bitcoin aggressively and buying bitcoin consistently are not the same thing. 

The two words have different meanings. 

For example, you could consistently buy bitcoin in a whimpy way or you could non-consistently buy bitcoin in an aggressive way.


Levels of aggressiveness or whimpiness are choices that guys make and they can even change their level of aggressiveness or whimpiness based on a variety of factors, including things going on in their lives.

Guys like to consider the changing of aggressiveness or whimpiness based on changes in the BTC price, yet making those changes based on changes in the price could end up resulting in mistakes, yet guys are free to do what they like. 

i frequently suggest that guys who have sloppy or unorganized finances may well put themselves into a bad situation if they increase their level of aggressiveness, and guys who are more organized and have higher levels of back up funds, they tend to be in a better position to increase their level of aggressiveness without increasing their chances of getting themselves into trouble.

Therefore, the two words are two different ways of describing what you may or may not be doing in terms of your bitcoin buys.


Sorry to break the news to you, but your level of aggressiveness does not increase with the addition of reserve funds to buy the dip... when you hold back money to buy the dip, arguably you are increasing your use of waiting strategies and even changing your mindset towards waiting.

I have no problem with guys who want to hold back some money for buying dips, yet I would consider them to be living in a fantasy if they believe that they are increasing their aggressiveness by employing waiting strategies into their buying and into their mindset.


Surely reserve funds are built up from discretionary funds, so there is no problem to designate some or all of the reserve funds for buying dips.  Sometimes guys might also search for extra funds or even extra ways to earn money during BTC price dippening periods.. .to the extent that dips can be identified, since we can have dips that keep dipping and we can also have dips that are over, yet we don't realize that they are over, so we unnecessarily hang onto more funds than we should to wait for dips that might not happen. 

From my perspective, that holding back for dips that may or may not happen does not sound as if it is more aggressive of an approach as compared with a guy who consistently, persistently, ongoingly, regularly buys bitcoin with whatever funds he has as those funds come available.