As an investor it is important to note that nobody should feel too relaxed of not having an emergency soon, because the need might arise at any time, it is better when you decide to start investing, stick to an amount that will be very convenient for you while still having extra funds with you for emergencies or future needs, that wouldnt cause you tampering with your investments. You must not start big, what is most important is using a flexible amount that you can be consistent with in order to be able to accumulate a good amount of bitcoin.
Being reluctant about emergency funds as a Bitcoin investor has it's consequences, which is why no investor should ignore it, emergency funds is not something to joke with as you're a long-term investor, cause it is the protective measure that should be embark upon by every Bitcoin investor.
For me, any Bitcoin investor, I mean someone that is investing for a long-term, that have not started creating emergency funds, is just joking because, an investment like Bitcoin without such separate funds that we can rely on to Carter for your emergency needs, will definitely lead you into withdrawing from your hodlings, which might mark the end of your Bitcoin accumulation.