If someone really has extra discretionary income to invest, then he can decide for himself whether he will stick to 5 percent or invest 30 percent, based on his financial situation. But the problem is that "having money" and having discretionary income are two completely different things. Many times it happens that someone thinks that he has money in hand, so he starts buying in bulk. But later it turns out that some of that money was needed for monthly needs, emergency expenses, family, medical or some sudden problem. If it turns out that it is not at the market price but due to his own pressure, he is forced to sell.

So I think starting small is not a problem if it is consistent and within our own capabilities. If someone can really invest 30 percent after his necessary expenses, emergency fund and personal savings, then it may be right for him. But this same percentage can also be dangerous for someone else. So making rules for everyone with a specific percentage or number can be wrong most of the time.

Starting an investment can be done in accordance with our own abilities even if the amount is small it is not a problem because it is better done according to our own abilities even if it is able to dengdan a large amount yes, please as long as it is in accordance with our own abilities. What must be considered is its consistent accumulation by paying more attention to cash flow or our own finances so that investments can run consistently.

Moreover, with the accumulation that is done with a consistently small amount is not bad, abisa kit uses a DCA strategy that supports the accumulation according to our own ability. And over time we can buy aggressively but based on discretionary income.

Discretionary funds are money that doesn't fall into your basic expenses that are pretty much your "must do" expenses, discretionary funds therefore are expenses or allocations that are not compulsory yet they are necessary, so you require your discretion to determine how much you allocate or spend on them. As a Bitcoin investor the accumulation is a part of your discretionary expenses likewise other discretionary wants that you plan to allocate funds for them. It would be a mistake to become overzealous and use all your discretionary funds to buy Bitcoin ignoring emergency funds, back up funds and the rest.

Needs and demands change regularly, and even our spending patterns change due to inflation. So it may be a bit difficult to keep the same amount or percentage of money invested regularly. Investing consistently does not mean that you have to invest the same amount, you can invest with the amount that is available whenever you have the money. Even the time frame may change depending on the situation.

The main advantage of DCA is that it is hassle-free and uncomplicated investment, allowing independent investment depending on the situation. It is best to invest the amount that you can maintain in the long term and does not pose any threat to the investment. There is no obligation for you to invest a large amount, you can stop DCA for some time if necessary. Try to understand the situation and take appropriate steps considering the situation.

In public discussions, I don't like putting a number in some of these things because people earn different incomes, have different needs and are peculiar in many ways so what Mr. A can afford to set aside as discretionary income may be up to 50% of his income whereas Mr. B can only set aside 10% of his income. Understanding this differences makes it wrong to allocate 30% for investment in Bitcoin as that will be touching basic needs of some people. Hence, it is necessary for each individual to figure out what their discretionary income should be, from there they can calculate what they can put into Bitcoin and the various funds that helps protect the investment.

This means that if it happens like this it is better in my opinion that we don't need to invest every month for example, this month we invest more than usual meaning that after spending on needs of course we still have discretionary funds that we can invest in Bitcoin but for next month we will focus more on the income we have on needs first and if possible we can invest but more clearly we have to choose or arrange every month for the income we have and if that happens to me this month I do it for all needs and for next month we do it on investment I think we can do it that way because in investing I don't really bother myself and I will do it even though it is irregular but investment for me is important because we will feel the assets that we collect from now on.

That's why I invest using the DCA strategy. The main reason is that you don't need a large amount to invest. More clearly we can invest at any time depending on the situation we're facing. For example, this month I only invested a few percent but after that I'll invest almost all of my income. Regardless of this I also ensure my needs are met. We can still invest tomorrow while we must always have enough to cover our needs. Therefore the DCA strategy makes it very easy for me to invest in Bitcoin.

Being aggressive to the point of investing with all ones discretionary isn't a good idea at all because this is similar to someone that is trading especially when the investor has no backup funds or any form of reserve funds. Investor should invest in bitcoin in such a way that they won't have to put themselves into financial strain. So being over isn't a good idea because it may leads to an investor selling before they planned and at the end it will be just hurrying for nothing.

Two things are involve here, if someone is too aggressive when there is Dip to the point they invest all their discretionary income they won't have a discrestionary income again to invest for the time being unless they have a source of income that will give them discretionary income ASAP and the other one is that they will have a good fraction of Bitcoin because they want all in and since it is what they can afford to lose I don't think there is a cause for alarm.

If the investment journey is long-term, then it is best to invest in Bitcoin according to the DCA method as prescribed. A person who has the ability to earn as much income and invests in Bitcoin with that income, so that person can enter Bitcoin investment with the amount of money he can lose with the income he wants.
There are no fixed rules in this, so you can invest any amount of money with the income you want, in this way if you can sustain the investment for a long time and add it to the long-term holding by purchasing Bitcoin every week. Then your investment will definitely be successful in the long term and you will be able to achieve the maximum benefits.