I've seen price drops of around 50 to 60 percent in Bitcoin, but the numbers or percentages you've mentioned seem too large for Bitcoin. Although it can happen, I've rarely seen such a large price drop and it staying at such a low level for years. You also have to consider Bitcoin's price cycle, which occurs every four years, and it's still capable of hitting an all-time high when that cycle occurs. So, continue to give the best advice without having to worry about other people's actions because in reality, investors have already made preparations when they want to invest in Bitcoin, especially if the goal is for long-term investment.

You seem so sure about holding Bitcoin for long term will amount to huge profit, despite the fact that Bitcoin is an asymmetric bet to the upside and it exhibits high potential of maximum for long term holders, I don’t think relying fully on it’s pass performance to repeat itself is good idea. Bitcoin is not 100% percent guaranteed of profitability that’s the major reason we should invest with our discretionary fund.


With the way you’re sounding it seems short term investing AKA trading is an option to you when the Bitcoin price is bullish. If you keep doing the short term investment whenever Bitcoin price is bullish, how do you intend to sum up with a compound profit within the long term duration you’ve given yourself to get to your over accumulation stage, I doubt you’ll get to your over accumulation stage within your goal duration.

Bitcoin investment is not totally risk free just like any other investments out there, there are different levels of risks and Bitcoin risks is very minimal compared to many shitty investments out there. It is recommended to use your discretionary funds to accumulate Bitcoin so that you won't be under pressure to sell before the long period of holding it. Another reason to use your discretionary funds to accumulate is because there is no guarantee that Bitcoin must give you profit if not some of us would use more than our discretionary funds to be accumulating it.

I agree with you that Bitcoin may give you a big profit in the future if you can accumulate a big stash of it and hold for a long time, but I just want you to know that it is not a guarantee that Bitcoin may rise so much in the future and give such profit because nothing in this world is guaranteed.

We live in a world where anything can happen, that is why we are adviced to invest only from our discretionary income, which is a fund we can afford to lose, so that if our investment did not go as planned, we are not going to lose our head over it, or commit suicide, so it's wrong to make it looks like by accumulating a big stash of it, your profit is guaranteed in the future.

You statement may be a source of confusion for some new or low income investor which is why I want to make this reply, else I would have read through without saying anything. If two investors started investing in Bitcoin the same day and held for the same number of years, the profits each of them will make is a percentage of their total investment, the one with more capital will simply make a percentage of his capital and the same for the one with small capital. These percentages may be big for both of them because they are in different income levels. You shouldn't make it look as if to make big profits, one have to start with big capital. That will make some people making investment with money they do not have and that will put them under pressure. Some people will even not invest when they would have started small and grew from there. Anyone can invest in Bitcoin for long term and earn reward.

The fact that Bitcoin is not 100% certain or guaranteed of granting maximum profit in the future is the major reason behind the usage of our discretionary funds for accumulation, but that doesn’t mean you’re expected to remain comfortable investing wimpily except you’ve no determination to improve your investment. Basically whatever it is you do and expecting a good result from it, you must have put more effort in it to achieve that desired result you’ve pictured, same thing applies to Bitcoin, if you’re expecting a good return from your investment, you’ve to be consistent with your accumulation. If it’s $10 and/or $20 an investor is able to sort out for investment from his discretionary income, as long as his is consistent he is going to get a percentage return of his total investment. As time goes on and there’s an increase in the investors discretionary funds automatically there’ll be an increase in the amount he is allocating for his monthly and/or weekly investment.


Of cause, DCA strategy is more important than timing the market, because if you keep on timing the Bitcoin price and it doesn’t reach the entry point you’re waiting for, I guess you won’t be accumulating anytime soon, until it has gotten to your targeted price and that’s an attribute of a trader. But with DCA you don’t have to be on edge monitoring Bitcoin price every move, rather anytime you’re able to sort out your discretionary fund, you can buy whether the price is bullish or bearish.

So far from the knowledge I’ve gotten from accumulating bitcoin, I’v not come across any market condition where waiting actually makes more sense, rather it only make you regret not taking the opportunity when it was within your reach. There might be cases where Bitcoin price is on a bearish trend and the momentum at which investors accumulate tends to reduce because of panic of the bear market. But as an investor who is determined and disciplined, that is the time that is more preferable to accumulate more aggressively in the cases where an investor have extra cash.

If an investor invests in Bitcoin according to the market dynamics, he will not be able to sustain Bitcoin for a long time. Because when the price is dumped in the market and there are more buying opportunities, then he will panic in the country in which the portfolio is targeting. Therefore, one should not invest according to the market dynamics because the investor may be forced to give up Bitcoin investment at any time due to panic.
Therefore, it is best to follow the DCA method without waiting for consideration in the current situation, whether the investor is new or old, the DCA method is most effective for him in any situation. Therefore, of course, the investor who is patient for his own success and invests in Bitcoin will definitely be successful.

It’s simply like this, timing the market and investing big when you get to catch the dip would have been better but now look at it, how do you time  a market that’s actually not predictable. The price you might actually be seeing as the top today might not be it. It could be the another higher like wise Thiago low price would not be the bottom either. So what do you really need to do in case like this? You don’t have a great timing of the market.

This is where for a long term holder DCA strategy remains the best you don’t have to worry about the market conditions because every price you get to see the market you buy according to your DCA strategy and in the long run you get the best average of the market price. But DCA doesn’t stops you from actually accumulating aggressively when there is a very big dip and you wish you seize the opportunity for that

Their is no way an investor will stop speaking about making profit as long as Bitcoin investment is concerned, moreover am sure making profits is one of the reasons we do invest at the first place, even though their are some other person's that use it as a store of value and other purposes. And again their is no doubt that Bitcoin is all about taking risk, possibly that is why it's always advisable we invest with an amount we can afford to lose so that even if things didn't goes as planned we wouldn't be totally shattered or depressed.

Discretionary funds remain the best and the recommendable funds we can invest with since it's the remaining funds left after every expenses has already been taken care of. However, doing otherwise by investing outside our discretionary funds is a red flag and this can force an investor to sell untimely at the point when real life challenges comes.