Right because DCA itself is not been design to generate profit to those people using it, but rather this is just a strategy to be used by people for risk management purposes.

What good about DCA is it takes out those stressful situation or pressure for waiting for market to dump and this strategy also make people realize that they can accumulate anytime as long as they have funds to use.

What's also good about DCA is people basically hedging against volatility and they can avoid doing emotional decision with their accumulated funds.

You have good point sufficient income never been mean your earning is in 4 figures or more in many cases peoples are have enough chance of doing good with small earning because they understand their requirements and also able to stay into good system which keep them to have done savings for long run.
I personally know few peoples those are not in crypto or Bitcoin but they done good job with small earnings and now lviing good life while here in Bitcoin its surely needed good strategy for having saving in DCA becasue in some cases peoples needs emergency funds this always pain but if they can manage this could be good and helpful in long run but always needs to understand how this will works.

If someone is just waiting for the price to drop without starting to buy Bitcoin, it could be an attempt to catch the market. An investor trying to catch the market by holding off on purchases may be a wrong decision. An investor can do this by holding off on regular DCA and having excess discretionary reserves to take advantage of the market. But holding off on regular purchases and just waiting for the dip is not really a sign of an investor. Because it can slow down savings. So instead of just waiting for the dip to buy from the savings stage, continuing to buy regularly and having reserve funds can also buy more when the price drops.



Are you talking about regular investing or profiting from price action?

Did you say to combine the two strategies? Actually it is not a bad plan but personally I do not like this strategy. Because I always try to buy BTC using DCA strategy and I do not feel the need to reserve funds to buy BTC at low prices because I am getting the opportunity to buy at average price. Does anyone know how much Bitcoin price will drop? So I just want to stick to DCA strategy. Now everyone has financial freedom so anyone can invest in any strategy. But DCA is the best strategy no doubt and is beneficial for everyone, both newbie and experienced investors. And I think if someone invests in Bitcoin using the DCA strategy, they don't need to combine any other strategies.

If you want to invest in Bitcoin, the DCA method is the best, you can definitely stick to this DCA method. If you invest in Bitcoin reliably and keep it for a long time, then you will definitely be successful, if you invest in Bitcoin according to the DCA method, you will not have to worry about the price, you can buy Bitcoin from both the high and low speed of the Bitcoin price and the DCA method will save you.


A new investor can continue his Bitcoin investment in this way and he can be successful based on this strategy. Using the DCA method, it will be easy for him to hold Bitcoin for a long time, by buying Bitcoin weekly and monthly, he can increase his Bitcoin purchase budget every time he buys Bitcoin.
So if he can stay and hold Bitcoin for a long time by buying Bitcoin in this way, then he will definitely be successful and can grow his portfolio.

When an investor follows the DCA strategy, an investor may not have discretionary income. Because an investor keeps the amount of his income for DCA if he does DCA and the rest of the money he can definitely use for his necessary work. The money that is left after the necessary work is the money we do DCA. For example, I cannot invest 100% of my income in the DCA method, but I can definitely do 30% DCA to meet my needs. That's why I say that if DCA is done, there may not be any saved money, but it is better to invest in the DCA method instead of waiting for the market to fall.

Don’t really get what you trying to say. But this is how it works when come to being an investor you have to understand your cashflow , Discretionary income is actually the amount left after you have done handling your essential expenses, so I usually see it as a form of left over and from that left over (discretionary income), where our emergency funds are gotten from same goes with our investment money , which we usually make use of when we use DCA method to purchase bitcoin or to build our stack .

Hmmm, I find your writing very complicated and difficult to understand, I don’t really know if you’re seeing the DCA method as an assets of it own to invest in or you don’t just know exactly what the DCA is all about, I guess you’re being lopsided about the concept of DCA, to be frank I expected much from someone of your rank though.


Now you’re getting the whole concept of discretionary funds with the DCA wrong.
When an investor invest with his discretionary funds, it doesn’t mean he has to make use of all he is able to sort out as discretionary funds for that week to accumulate Bitcoin, he has emergency funds to allocate some percentage to, he has savings to allocate some percentage to, same goes to discretionary consumption, so investing using the DCA method doesn’t mean that your funds will be exhausted after you’ve accumulated for the week or month and you’ll be left with nothing. Secondly what necessary work are you talking about, an investor doesn’t have to do DCA first, rather it’s done when all his basic necessities has been taken care of or necessary work as you called it. Seriously you don’t have to make things complex for yourself and newbies that might come across your post

You can only invest 30% of your income if that's part of your discretionary income because your discretionary income needs to be shared into three equal parts in the beginning of your bitcoin investment. First part of your discretionary income should be for your weekly DCA, second part is for building your emergency funds and the last part is your discretionary consumption.

If you just invest 30% of your income without confirming that's your discretionary income after taking away funds for your basic needs and monthly expenses, you might end up using beyond your discretionary income to invest in Bitcoin which is wrong because when your needs arises, you will sell those bitcoin at a cheaper price to take care of your needs if the price of bitcoin is below your entry point.

The amount of money you are using to invest in Bitcoin should be based on the size of your discretionary income and not your income irrespective of the size of your income because some people have income but they cannot get a discretionary income from their income.

 Mr A income is $1000 and his monthly expenses with his basic needs is $100 doesn't mean that he can invest with a higher amount above $100. Mr B might be receiving $500 as his monthly income but he's basic needs and monthly expenses is $300 because he's still single, he can put more money into his DCA than Mr A because his discretionary income is $200 which is 2x that of Mr A.